Travel Insurance FAQs

Q: I'm not a young student, I'm in my 40s, can I still get backpackers insurance?

A: Most backpacker’s insurance does have an upper age limit of the 30s, but most providers do have a ‘long stay’ insurance option that will cover your needs.

Q: Would the expense of an air ambulance or helicopter rescue be covered in a winter sport policy?

A: It will depend on your policy but certainly many full ski and snowboard insurance policies do cover such eventualities.

Q: I know that I can get cover for my own skies but what if I hire some skies will they be covered for loss or will I have to take the hire shop’s insurance?

A: Some ski insurance does cover you for hired equipment. Check the policy details.

Q: On average how many trips do you need to make before annual cover becomes the cheaper option over single trip insurance?

A: It very much depends on the requirements of the policy and what deal you’ve managed to get but as a very general rule of thumb like-for-like annual insurance tends to be about 2.5 to 3 times more expensive than single trip.

Q: My son is going on a 6 month world trip and I would like to be sure that he is insured in case he needs medical treatment while he is away.  My last holiday insurance was for 14 days, can I get him insurance for 6 months?

A: Yes, there are a number of backpacker insurance options and you don’t have to be carrying a backpack to get them, just staying away for an extended period.

Q: Will my cases be covered by my home insurance if they are lost at the airport?

A: Check your policy but it’s unlikely however most standard travel insurance will cover your luggage when you travel.