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At first glance annual travel insurance appears to be more expensive than single trip insurance, however, for frequent travellers multi-trip can prove to be very good value.
Annual multi-trip insurance enables you take out travel insurance for a whole year that covers all your trips in that year. As you are essentially buying your travel insurance in bulk from one supplier it can give you a better overall deal than buying each trip individually. Read more...>
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VirginExtra protection for one off trips |
0% | £10,000,000 |
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| ** Single trip cover from just £4.38 ** | ||||
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American ExpressTrusted brand who have insured for over 150 years. |
5% | £10,000,000 |
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| ** Gap cover option ** | ||||
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BarclaysChoose from 3 types of cover + 10% online discount |
10% | £10,000,000 |
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| ** Three levels of cover ** | ||||
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DirectFive star rated cover at exceptional prices. |
0% | £10,000,000 |
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It also means that you don't have to specify travel dates and you don't have the last minute panic of buying insurance just before you leave. As with any insurance it is still essential that you are aware of what is covered and what is not on the policy. Annual policies don't necessarily include skiing holidays or other higher risk activities so you should check before buying.
It's also worth making sure you know which countries are covered by your policy as it’s easy to assume that have total cover when you are buying an annual policy.
Annual multi-trip travel insurance is offered by most providers so you have a lot of choice. That means that taking the time to compare the offerings online can be very worthwhile.
Tourists should never neglect travel insurance.
Travel insurance should be booked well in advance.