What plans do you have for your credit card balance in Jan 09?

January 26 2009: The December-January poll on credit cards has now been closed, and the results are in.

The majority of respondents (56%) said that they would be looking to transfer their credit card debt to a 0% offer in January 2009.

The second-most popular response was 'Balance transfer to a long-term low-rate offer' which received 26% of the votes.

A tenth (10%) of respondents said they planned to pay minimum repayments in January 2009.

The remaining voters (8%) said they planned to pay their credit card balance off in full in the first month of the New Year.
 

December 22 2008: Our new poll has arrived, and this month we are looking at what you plan to do with your credit card balance in the New Year.

It could be that one of your New Year's resolutions is to sort out your finances and reduce your monthly outgoings or that you have used your credit card for Christmas and you need to find a way to reduce the interest you will be paying on the outstanding balance.

No matter what the reason, we would be interested to know what you plan to do.

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