Ask creditors to freeze interest
[YOUR NAME]
[YOUR ADDRESS: LINE 1]
[ADDRESS: LINE 2]
[ADDRESS: TOWN]
[ADDRESS: COUNTY]
[ADDRESS: POST CODE]
[YOUR TELEPHONE NUMBER]
[DATE]
[NAME OF CREDITOR]
[ADDRESS OF CREDITOR: LINE 1]
[ADDRESS: LINE 2]
[ADDRESS: TOWN]
[ADDRESS: COUNTY]
[ADDRESS: POST CODE]
Ref. Account number/Agreement Number: [YOUR ACCOUNT/AGREEMENT NUMBER]
Dear Sirs,
Thank you very much for accepting my offer a repayment. However, I am disappointed that you have not agreed to freeze the interest being added on my account.
I am sure you will appreciate that, if the interest is not stopped, then the balance of the account will continue to increase and I will never succeed in repaying the debt.
I therefore ask that you reconsider your decision and advise me accordingly.
Thanking you in advance.
Yours faithfully
[SIGN NAME HERE]
[PRINT NAME HERE]
Enclosures: [STATE DOCUMENTS YOU HAVE ENCLOSED, IF ANY]