Balance Transfer vs Low Rate Credit Card Calculator

With the recent introduction of low rate credit cards, which come with a longer-term low typical APR of around 6-8% instead of a relatively shorter 0% period, has come the question of whether you would save more money by regularly switching between balance transfer cards and paying larger admin fees, or whether you would be better off with a low rate card with smaller admin fees. Read more...>

This Balance Transfer vs Low Rate Credit Card Calculator will provide you with that answer and get you on your way to managing your credit card balances at the lowest cost.

Note: This calculator is for guidance only – it is always best to check specific details with the credit card provider before signing a contract.

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Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.