Instant access savings accounts are an excellent option if you want to put money aside and earn some interest on your hard-earned cash while remaining safe in the knowledge that you can get to your money when you need it the most without penalty or having to give your provider notice. Read more...>
Instant access to your savings
Saving without limits.
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In return for this flexibility and increased access the interest rate you will earn on even the best instant access savings account will usually be a lot lower than that offered on fixed-term savings accounts or bonds.
In terms of managing day-to-day finances, it can be useful to have a savings account with instant access for each ‘cause’ you are saving for, for example one for a holiday, one for Christmas and so on.
Plus, you may want to consider getting an instant access savings account for the portion of your wages that would usually sit untouched in a standard current account for the majority of the month until it is needed to pay bills because you will likely earn more interest on your money this way.
Using this method is especially easy considering there’s no limit on how many standard instant access savings accounts you can have and most require a very small initial deposit in comparison to other types of accounts.
UK's total energy consumption used by the domestic sector has risen by 23pc in the past 35 years.
Source: Daily Telegraph (www.telegraph.co.uk)
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