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Dog Insurance

Dogs are part of the family for most owners so when they are in need of medical attention it can be traumatic. Having the added worry of meeting expensive vets' bills is a genuine concern so it can make a lot of sense to take out insurance to cover illness and accidents. Due to their size and the subsequent cost of treatment, insurance is generally slightly more expensive for dogs than cats. Read more...>


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Dog insurance may also cover associated costs of a claim such as kennels fees if the owner has to go into hospital themselves and has no one to look after their dog. There are also policies that offer some holiday cancellation cover for owners who have to cancel a booked holiday due to illness of their dog. Often there are other minor benefits such as an amount available for advertising if the dog is lost.

Some dogs may have an increased risk factor for instance if they are working animals or even dangerous dogs, where the 3rd party risk is increased. In these cases standard insurance may not be available without increased premiums.

There are a range of dog insurance policies available and they do offer slightly different benefits so it is worth making comparisons. Some will offer long term cover for illnesses such as arthritis or eczema while others will have a maximum length of treatment.

Top Tips

Most dog insurance policies will be able to provide a quote based on the age of the dog and the breed as well as your postcode
Large, heavy dogs take more treatment and are more susceptible to certain joint diseases so they usually have higher premiums
Some policies offer emergency advice on finding a vet
If you take your dog abroad you may need extra insurance cover so check your policy before you go