24 May 2013 : 
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Pet Insurance FAQs

Q: Cats need just as much attention as dogs so why is cat insurance cheaper?

A: Insurance companies calculate premiums based on risk factors AND the cost of treatment and, although some cats may require expensive treatment, statistically dogs treatment costs more.

Q: I've got three dogs can I put them all on the same policy?

A: Most insurance companies will offer a multi-policy discount for owners with more than one pet.

Q: Is there a minimum age that I can insure a puppy?

A: Insurers usually stipulate that a puppy must be at least 30 days old for cover to begin.

Q: Can you insure a horse against theft like a car?

A: Yes, most policies have a theft cover element although you should check the policy details before buying to make sure.

Q: Will dog insurance cover an overnight stay for the dog at the vets if he needs treatment?

A: Most policies do cover your bills for an overnight stay for the dog, as long as the vet's bill does not exceed the maximum payout amount for a single treatment.

Q: Will my horse insurance cover minor events such as check-ups?

A: Yes it usually will but with most insurance policies there will be an excess to pay and it will depend if that makes it worth making a claim.

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