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Home / Pet Insurance / Equine Insurance

Equine Insurance

Horses and ponies can be expensive to buy, stable and keep therefore, the possibility of the added cost of vets' bills or the consequences of an accident can be worrying. Everything that surrounds having a horse has an expense attached including transport and equipment. However, there are insurance policies to cater for most needs of horses and also to cover the risks of riding a horse and public liability. Read more...>

 

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Not all policies will cover every aspect inclusively so it's essential that you are sure what you are getting and what isn't covered.

As with other animal insurance, horse insurance will take into account the age of the horse and as it gets older it will be harder to find a new policy although some insurers specialise in mature horse insurance.

The policy will detail what the maximum amount payable for any claim is and the maximum vet's bill that can be met by the policy. Some insurers offer benefits such as hire cover to pay for riding fees if your horse should be out of action for a period of time.

Equine insurance policies will specify the type of use that the horse is covered for such as gymkhanas, hacking or hunting.

Equine Insurance Top Tips

  • Saddlery and tack may be insured against theft in your policy but there will be 'security of storage' stipulations
  • Hunting, polo and cross country are all horse uses that tend to attract a higher premium due to the increased risk
  • Horses policies usually include cover for death up to the chosen cover amount which has a direct bearing on the premium level
  • The variety of uses and expenses associated with horses mean that the insurance is available in far more levels than other forms of pet insurance and it is sensible to tailor the insurance to your specific situation
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Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.

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