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Certain foods could lead to unwanted pet insurance claims.
Vet bills are rising because of newer, more expensive treatments.
Vets have noticed an increase in treatment costs.
A poodle has recovered from injury thanks to pet insurance.
Dogs are part of the family for most owners so when they are in need of medical attention it can be traumatic. Having the added worry of meeting expensive vets' bills is a genuine concern so it can make a lot of sense to take out insurance to cover illness and accidents. Due to their size and the subsequent cost of treatment, insurance is generally slightly more expensive for dogs than cats. Read more...>

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TescoNew customers will receive 33% online discount when Standard cover or Extra Cover Pet Insurance is purchased |
33% | £4,000 |
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| ** Most Popular Insurer ** | ||||
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Virgin MoneyOffer three different types of insurance for pets. |
10% | £6,000 |
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| ** 15% multi pet discount ** | ||||
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ArgosCompetitive insurance and a range of cover |
5% | £7,000 |
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Direct LinePay Vet Direct - 10% online discount |
0% | £6,000 |
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| ** 12 months for the price of 10 ** | ||||
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ChurchillEmergency cover from just £3.99 |
10% | £3,000 |
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Marks and SpencerVets bills covered up to £7000 for cats and dogs |
15% | £7,000 |
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| ** 5% discount for multiple pets ** | ||||
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More ThanBuy online and receive a 20% discount |
20% | £7,000 |
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Liverpool Victoria10% online discount for new customers |
10% | £5,000 |
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HalifaxHalifax pay the vet direct, 5% discount online |
5% | £6,000 |
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| ** Extra 10% If You Insure More Than One Pet ** | ||||
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AAChoose from 3 options plus get a 10% online discount |
10% | £5,000 |
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Asda10% online discount + optional extras |
10% | £6,000 |
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PetplanThe UKs largest pet insurance provider |
10% | £5,000 |
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| **Receive 10% off your first year�s premium with Petplan** | ||||
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PDSA20% of the policy goes to the PDSA charity |
5% | £5,000 |
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HomebaseChoose from 3 different policies |
10% | £7,500 |
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E&LComprehensive low cost cover for your pets needs |
20% | £6,000 |
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Post OfficeNo max age & pay vet fees up to £5,000 per condition |
0% | £5,000 |
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HelpucoverHelpucover offer lifetime protection for your pet |
10% | £6,000 |
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Dog insurance may also cover associated costs of a claim such as kennels fees if the owner has to go into hospital themselves and has no one to look after their dog. There are also policies that offer some holiday cancellation cover for owners who have to cancel a booked holiday due to illness of their dog. Often there are other minor benefits such as an amount available for advertising if the dog is lost.
Some dogs may have an increased risk factor for instance if they are working animals or even dangerous dogs, where the 3rd party risk is increased. In these cases standard insurance may not be available without increased premiums.
There are a range of dog insurance policies available and they do offer slightly different benefits so it is worth making comparisons. Some will offer long term cover for illnesses such as arthritis or eczema while others will have a maximum length of treatment.
The UK insurance industry is the largest in Europe and the third largest in the world. It accounts for 11% of the total worldwide premium income.
Source: The Association of British Insurers (www.abi.org.uk)