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Home / Personal Loans
Personal Loans
There are often times when we need extra money and we just don't have it to hand, whether it's for a car, holiday or even home improvements. Borrowing money on credit cards can be expensive and, even for building work, we don't always have the option to add more onto a mortgage. Read more...>
| Product Name |
Representative APR (Variable) |
Early Repayment Penalty | Min Loan | Max Loan |
|---|---|---|---|---|
-
Sainsbury's Finance Medium
-
6.1%
-
1 mth
-
£7,500
-
£15,000
- Get a decision in minutes
- Loan term 1 - 5 years
- Receive your cheque in 24 hours
- Must be over 18 to apply
- You will need your Nectar number
Representative Example: APR Representative 6.1% fixed; Rate of interest 6.1% fixed; Total amount of credit £10,000; Duration of Agreement 62 months (includes 2 months payment holiday); Monthly repayment £196.37; Total amount payable £11,782.20
-
HSBC
-
6.2%
-
1 mth
-
£7,000
-
£15,000
- Instant credit decision
- Loan term 1 - 5 years
- Money transferred immediately if your application is agreed online
- Only available to existing HSBC current account customers
Representative Example: APR Representative 6.2% fixed; Rate of Interest 6.2% fixed; Total amount of credit £10,000; Duration of Agreement 5 years; Monthly repayment £193.47; Total amount repayable £11,608.19
-
Nationwide
-
6.4%
-
No
-
£7,500
-
£14,999
- Instant online decision
- Loan term 1 - 5 years
- Quotes tailored to individual circumstances and amount you borrow
- Available if you are a main FlexAccount customer
Representative Example: APR Representative 6.4% fixed; Rate of Interest 6.3% fixed; Total amount of credit £10,000; Duration of Agreement 50 Months; Monthly repayment £231.62; Total amount payable £11,349.38
-
Santander
-
6.3%
-
1 mth
-
£7,500
-
£14,950
- Most decisions within 24hrs
- Loan term 1 - 5 years
- Available to both new and existing customers
- Must be over 21 to apply
Representative Example: APR Representative 6.3% fixed; Rate of Interest 6.3% fixed; Total amount of credit £10,000; Duration of Agreement 5 years; Monthly repayment £193.91; Total amount repayable £11,634.60
-
Alliance & Leicester
-
6.3%
-
1 mth
-
£7,500
-
£20,000
- Get a decision in 24 hours
- Loan term 1 - 5 years
- Available to both new and existing customers
- Must be over 21 to apply
Representative Example: APR Representative 6.3% fixed; Rate of Interest 6.3% fixed; Total amount of credit £10,000; Duration of Agreement 5 years; Monthly repayment £196.12; Total amount repayable £11,767.20
-
NatWest
-
8.9%
-
2 mth
-
£1,000
-
£25,000
- Online application - takes minutes to complete
- Loan term 1 - 5 years
- Money could be in your account the next working day (online banking customers only)
- Only available to existing NatWest current account customers
Representative Example: APR Representative 8.9% fixed; Rate of Interest 8.9% fixed; Total amount of credit £10,000; Duration of Agreement 5 years; Monthly repayment £205.40; Total amount repayable £12,324.00
-
RBS
-
8.9%
-
2 mth
-
£1,000
-
£25,000
- Online application - takes minutes to complete
- Loan term 1 - 10 years
- Money could be in your account the next working day (online banking customers only)
- Only available to existing RBS current account customers
Compare Personal Loans
A personal loan can be for what ever you want and it gives you the option of spreading your payments over a longer period of time. By comparing interest rates and offers you can find the cheapest way of making large purchases. For instance, sometimes it can be more cost effective to take out a personal loan to pay for an item than to take an in-store credit offer
Companies lend money only to make money through interest and they always take a long term view. A seemingly small percentage can accrue a large value over a long enough period of time.
There are a wide range of loans available and some will be dependant on whether you have any security, such as your home, to guarantee the loan. Your credit rating and history will come into consideration when you are borrowing, but even if you have a bad credit score there are still options available to you. It’s always worth calculating just how much a loan will cost over the full term of the loan.
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Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.