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Home / Personal Loans
Personal Loans
There are often times when we need extra money and we just don't have it to hand, whether it's for a car, holiday or even home improvements. Borrowing money on credit cards can be expensive and, even for building work, we don't always have the option to add more onto a mortgage. Read more...>
| Product Name |
Representative APR (Variable) |
Early Repayment Penalty | Min Loan | Max Loan |
|---|---|---|---|---|
-
Derbyshire
-
5%
-
No
-
£7,500
-
£15,000
- No hidden charges
- Instant decision on most online applications
- Flexible loan terms from 1 to 5 years
Representative Example: 5.0% APR Representative (fixed) so if you borrow £11,000 over 51 months at an interest rate of 5.0% p.a. (fixed), you will repay £239.31 per month and £12,204.81 in total.
-
Tesco Bank
-
5.1%
-
2 mth
-
£7,500
-
£15,000
- Instant online decision
- Loan term 1-10 years
- Minimum annual income £10,000
Representative Example: Representative APR is 5.1% (fixed), so if you borrow £10,000 over 4 years at a rate of 5.1% p.a. (fixed) you will repay £230.22
per month and £11,050.56 in total.
-
Sainsbury's Finance Medium
-
5.1%
-
1 mth
-
£7,500
-
£15,000
- Only available to Sainsbury's shoppers with a Nectar Card
- Flexible loan amounts from £7,500 to £15,000
- Flexible loan terms between 1 and 7 years
Representative Example: Representative APR is 5.1% (fixed), so if you borrow £10,000 over 5 years at a rate of 5.1% p.a. (fixed) you will repay £188.64 per month and £11,318.40 in total.
-
Co-operative Bank
-
5.8%
-
1 mth
-
£7,500
-
£14,950
- Borrow between £7,500 - £14,950
- Fixed monthly repayments to suit your budget
- Spread the payments over 1-5 years
Representative Example: 5.8% APR Representative (fixed) so if you borrow £10,000 over 60 months at an interest rate of 5.75% p.a. (fixed), you will repay £192.42 per month and £11,544.99 in total.
-
Nationwide
-
6.2%
-
No
-
£7,500
-
£14,999
- Instant decision on most online applications
- Flexible loan terms from 1 to 5 years
- 0.3% discount available for main current account customers
Representative Example: Representative APR is 6.2% (fixed), so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month and £12,497.04 in total.
-
NatWest
-
6.9%
-
2 mth
-
£1,000
-
£25,000
- Only available to existing NatWest current account holders
- Borrow for almost any purpose
- Flexible loan terms from 1 to 7 years
Representative Example: Representative APR is 6.9% (fixed), so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month and £11,425.44 in total.
-
RBS
-
6.9%
-
2 mth
-
£1,000
-
£25,000
- Only available to existing RBS current account holders
- Flexible loan terms from 1 to 5 years
- Fixed monthly payments help you plan ahead
Representative Example: Representative APR is 6.9% (fixed), so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.07
per month and £11,427.36 in total.
-
RateSetter 2 Year Loan
-
6.9%
-
No
-
£1,000
-
£15,000
- SmartQuote tells you in minutes if you're likely to be approved
- Ratesetter matches creditworthy borrowers to savers wanting higher returns
- Moneywise Trusted Provider Award 2012
Representative Example: Representative APR is 6.9% (fixed), so if you borrow £5,000 over 2 years at a rate of 6.9% p.a. (fixed) you will repay £223.64 per month and £5,367.36 in total.
-
Sainsbury's Bank Large
-
8.2%
-
1 mth
-
£15,001
-
£25,000
- Only available to Sainsbury's shoppers with a Nectar Card
- Flexible loan amounts from £15,001 to £25,000
- Flexible loan terms between 5 and 7 years
Representative Example: Representative APR is 8.2% (fixed), so if you borrow £20,000 over 7 years at a rate of 8.2% p.a. (fixed) you will repay £310.80 per month and £26,107.20 in total.
-
Zopa Personal Loan
-
16.5%
-
No
-
£1,000
-
£15,000
- Rate tailored to individual circumstances
- Loan Term 2-5 years
- Over 3 years address history in the UK required
Representative Example: 7.1% APR Representative (fixed), so if you borrow £5,000 over two years at an interest rate of 6.3% p.a. (fixed), with a borrowing fee of £40, you will repay £223.59 per month and £5,366.23 in total.
-
Amigo Loans
-
49.9%
-
No
-
£500
-
£5,000
- You must have a guarantor who is a homeowner
- Loans between £500 and £5,000 available
- Bad credit, CCJs and defaults accepted, no credit score
Representative Example: 49.9% APR Representative (fixed) so if you borrow £500 over 12 months at an interest rate of 41.16% p.a.(fixed) you will repay £51.53 per month and £618.36 in total. Amigo Loans Ltd, Walton house 56-58 Richmond Hill, Bournemouth BH2 6EX
-
Provident Personal Loan
-
399.7%
-
No
-
£100
-
£500
- Simple, secure online application process
- Loan term 6-12 months
- Agent delivers cash to your door
Representative Example: Representative APR is 399.7% (fixed) at a rate of 97.5%p.a. (fixed). So if you borrow £200 over 32 weeks, you will repay £10.00 per week and £320 in total.
-
Shopacheck
-
399.7%
-
No
-
£200
-
£1,000
- Instant online decision
- Payments collected from your home at a time to suit you
- No complicated forms
Representative Example: 5.1% APR Representative (fixed) so if you borrow £300 over 32 weeks at an interest rate of 60% p.a. (fixed), you will repay £15 per week and £480 in total.
Compare Personal Loans
A personal loan can be for what ever you want and it gives you the option of spreading your payments over a longer period of time. By comparing interest rates and offers you can find the cheapest way of making large purchases. For instance, sometimes it can be more cost effective to take out a personal loan to pay for an item than to take an in-store credit offer
Companies lend money only to make money through interest and they always take a long term view. A seemingly small percentage can accrue a large value over a long enough period of time.
There are a wide range of loans available and some will be dependant on whether you have any security, such as your home, to guarantee the loan. Your credit rating and history will come into consideration when you are borrowing, but even if you have a bad credit score there are still options available to you. It’s always worth calculating just how much a loan will cost over the full term of the loan.
Home / Personal Loans
Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
