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The first credit cards were given out in 1950 to just 200 people. They were only accepted in 14 restaurants in New York.

Source: About.com (http://history1990s.about.com/
od/1950s/a/firstcreditcard_1.htm)

Home / Personal Loans

Personal Loans

There are often times when we need extra money and we just don't have it to hand, whether it's for a car, holiday or even home improvements. Borrowing money on credit cards can be expensive and, even for building work, we don't always have the option to add more onto a mortgage. Read more...>

Typical APR Minimum Loan Amount
Nationwide

Nationwide

 Low rate loan with repayment terms of 1 to 7 years

7.6%£7,500.00 Nationwide
Alliance & Leicester

Alliance & Leicester

Low 7.9% typical APR & instant online decision

7.9%£7,500.00 Alliance & Leicester
Sainsbury's Bank Medium

Sainsbury's Bank Medium

Fast online decision

7.9%£7,500.00 Sainsbury's Bank Medium
** 7.9% APR typical for Sainsbury's shoppers with a Nectar card **

Compare Personal Loans

A personal loan can be for what ever you want and it gives you the option of spreading your payments over a longer period of time. By comparing interest rates and offers you can find the cheapest way of making large purchases. For instance, sometimes it can be more cost effective to take out a personal loan to pay for an item than to take an in-store credit offer

Companies lend money only to make money through interest and they always take a long term view. A seemingly small percentage can accrue a large value over a long enough period of time.

There are a wide range of loans available and some will be dependant on whether you have any security, such as your home, to guarantee the loan. Your credit rating and history will come into consideration when you are borrowing, but even if you have a bad credit score there are still options available to you. It’s always worth calculating just how much a loan will cost over the full term of the loan.

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.

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