'Use credit cards safely,' Christmas shoppers told
15 November 2010 11:15:00
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| Credit card holders should take care when buying online |
The UK Cards Association is running its 'Be Card Smart Online' campaign, which provides tips for internet shoppers.
With research by IMRG suggesting that Christmas shoppers will spend 16% more online this year, the timely advice could prevent many people from losing money.
Katy Worobec, head of fraud control for the UK Cards Association, said: "Our Be Card Smart Online campaign has definitely played its part in driving down online fraud losses and we urge anyone planning to shop online this Christmas to remind themselves of our common sense advice."
Shoppers are urged to install the latest operating system, browser and anti-virus software and to only purchase from websites that display the padlock symbol, which should be located in the bottom right hand corner of their browser.
Consumers should register their credit cards with Verified by Visa or MasterCard SecureCode, which are designed to improve the safety of shopping online.
It is also important to log out after making a purchase and save the confirmation email, and extra care should be taken when buying from overseas.
In the event that a company goes out of business and purchased goods do not arrive, credit card holders should remember their rights under Section 75 of the Consumer Credit Act.
This applies to transactions in the UK and abroad and allows the cardholder to claim their money back from their credit card company on goods and services costing between £100 and £30,000.
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