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Cutting back on travel insurance 'a false economy'

11 March 2010 09:34:48

Tourists should never neglect travel insurance. image
Tourists should never neglect travel insurance.
Holidaymakers who believe they can save money by not taking out travel insurance should think again, an expert has said.

Jerry Finch, travel product manager at Aviva, said that cutting back on the essential protection offered by travel insurance "can be a false economy".

"If you haven't taken out insurance when you book your holiday you may not be covered if, for example, you had to cancel your holiday," he pointed out.

"Remember accidents and illnesses do happen on holiday and you could end up footing an expensive medical bill if you haven't taken out travel insurance."

Mr Finch cited an example involving a customer who suffered lacerations while holidaying in Barbados, leading to a £1,355 medical bill that could have caused problems if the tourist had not remembered to take out travel insurance.

He also emphasised that Britons who carry a European Health Insurance Card (EHIC) should not regard it as a substitute for insurance, as it does not cover certain costs, such as repatriation.

The Department of Health recently highlighted the importance of carrying an EHIC when travelling in the EU and urged cardholders to keep an eye on the expiry date.ADNFCR-2196-ID-19661445-ADNFCR ADNFCR-2196-ID-19464191-ADNFCR

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