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Cash Back & Reward Cards

There are ways to benefit from using a credit card even if you are one of those people who always pays off their bill every month.
 
Cash back credit cards and reward cards are ways of getting something from the credit card provider simply for being a loyal customer and using the card.  The more you spend the more you can benefit. Read more...>

	American Express Blue Sky 0% purchases for 6 months, earn travel reward points	17.9%	Earn Travel Reward Points
		** Travel rewards that can be used for any type of travel **
	American Express Platinum Moneyback Great Cashback Offer	18.9%	Up to 5% Cash Back
		** up to 5% cash back **
	BT 6.9% on balance transfers for life of balance	16.9%	Money off BT Bills
		** 6.9% p.a. on balance transfers for the life of balance **

The reward may be in the form of cash given back to your account, in some cases up to 2% of what you’ve spent, or rewards through a points based scheme.

Cash back credit cards usually credit the amount earned back to your account. When choosing a cash back credit card, it is worth considering whether this will occur on an instant, monthly or yearly basis.

Attractive credit card loyalty schemes sometimes come at the price of higher interest rates. If you are not someone who pays off their bill in full each month then this may not be the best choice for you.  If you are not careful you could end up paying more in interest than you’ve gained in rewards.

Reward schemes are many and varied so it’s well worth making sure that the one you choose is suitable for you.