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What plans do you have for your credit card balance in Jan 09?

What plans do you have for your credit card balance in Jan 09?

Home / Money / Credit Cards / Credit Card Types / Charity Credit Cards

Charity Credit Cards

Charity is a very personal issue and, luckily, charity credit cards are more than just a way to show which charity you support and display its branding because they offer a real method of making donations every time you spend. Read more...>

0% Balance Transfers Typical APR
Breakthrough Breast Cancer credit card

Breakthrough Breast Cancer

Help raise money for Breakthrough Breast Cancer
12 mths 15.9%
WWF credit card

WWF

WWF Receive a contribution from MBNA for every card
12 mths 15.9%
** Charity Card of the Year 2008 **

Charity credit cards work in the same way as a cashback credit card except that the money goes to your chosen charity. A percentage of each amount you spend is donated to the charity at no cost to the cardholder. Additionally, many charity card issuers will make an initial donation to the charity when you first take the card.

Interest rates on charity cards are often not as competitive as the rates offered on other cards, therefore, if you are using your card to borrow rather than to spend and pay off, they may not offer the best value. The money that you will pay back in interest does not go to the charity, only a percentage of the initial purchase does.

Top Tips

  • If you want to make sure that you regularly donate to your chosen charity at no cost to yourself then a charity credit card may be the right choice for you
  • If you are unlikely to be able to pay off your balance easily then you should pay close attention to the charity card interest rate as it may be higher than some other cards 

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News

January 5 set to be busiest day for Balance Transfers
January 5 set to be busiest day for Balance Transfers

05-Jan-09

Day will see more than double the number of searches for ’Balance Transfers

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