If you owe money on your credit card, you may want to take advantage of a balance transfer offer. A balance transfer allows you to move your outstanding credit card balance from one credit card to another. There can be financial benefits to changing to a new card provider but you should be sure to compare the rates on offer. Read more...>
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Virgin16 mth 0% balance transfers - 3 mth 0% on purchases |
16 mths | 16.6% |
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| ** Instant Decision ** | ||||
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NatWest Platinum0% balance transfer for 15 mth & 3 mth on purchases |
15 mths | 16.9% |
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| **Available only for existing NatWest customers** | ||||
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RBS Platinum0% balance transfer for 15 mth & 3 mth on purchases |
15 mths | 16.9% |
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| ** Available only for existing RBS Customers** | ||||
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Most credit card providers look for ways to attract new customers. One method of doing this is to offer either a 0% introductory balance transfer rate or a lifetime balance transfer offer. While you can effectively remove the interest rate on your transferred balance for the offer period, the card provider hopes that you’ll stay and become a loyal customer in the long term.
Introductory 0% balance transfer offers tend to last between 6 and 12 months although, in some cases, it can be up to 15 months. After that period the rate will revert to a new APR. Because of this, it’s worth checking to see what you might end up paying if you still have the outstanding balance and you stay with that card. A lifetime balance transfer gives you a permanently low rate until the balance is cleared.