Compare Credit Cards

› Top Deals › 0% Purchase Cards › AirMile Cards › Balance Transfers › Business Credit Cards › Cash Back & Reward Cards › Charity Credit Cards › Credit Building Cards › Football Credit Cards › Instant Decision Cards › Interest Free Credit Cards › Low Rate Credit Cards › Platinum Cards › Prepaid Cards › Student Credit Cards
	Virgin 16 mth 0% balance transfers - 3 mth 0% on purchases	16 mths	3 mths	16.6%	Discounts on Virgin Media and other products
		** Instant Decision **
	MBNA Platinum 0% on balance transfers made within the first 90 day	13 mths	3 mths	15.9%	n/a
		** Instant Decision **
	Egg 0% BT until 1st Aug 2010 & Oct 2009 on purchases	until August 2010	until October 2009	16.9%	Up To 10% at Selected Retailers
	MBNA Platinum Rewards 0% on balance transfers made within the first 90 day	13 mths	3 mths	15.9%	Flights, Shopping & Cashback
	Halifax All In One 0% 9 mths on both balance transfers and purchases	9 mths	9 mths	15.9%	n/a
	Capital One Classic Up to £2,500 in spending power	n/a	n/a	34.9%	n/a
		** Credit Building card **
	Barclaycard Initial Improve your credit rating; credit limits up to 2k	n/a	n/a	27.9%	n/a
		** Improve your credit rating **
	Bank of Scotland All In One 0% balance transfer and purchases for 9 months	9 mths	9 mths	15.9%	n/a
	BA Amex 1 BA Miles per £1, No Annual Fee, 1000 pts FREE	n/a	n/a	19.9%	BA Miles + Lots More
	Vanquis Visa Helps to get your finances back on track.	n/a	n/a	39.9%	n/a
		** Credit Building card **
	BT Standard 0% on balance transfers made within the first 90 day	13 mths	3 mths	16.9%	Money off BT Bills

There are a number of features you can look at when you compare credit cards, but the features you need to consider will differ according to your needs.

Therefore, before you start comparing credit cards, you will first need to decide why you need a credit card and what you need from it.

If you need to transfer existing debt, you will likely be looking for the card with one of the longest 0% balance transfer offers and also the cheapest balance transfer admin fee.

If you need to make a large purchase on credit, you will likely be looking for a card with a decent 0% on purchases offer.

However, you may just want to have a credit card for convenience and so would probably compare credit cards with rewards or cashback so that you get the most out of your credit card use. In this instance you would probably be interested in the card offering the lowest typical APR so that you know your purchases won’t cost you more in interest than the rewards you are likely to earn.

There are a few things to bear in mind no matter what your reason for applying for a credit card.

Before you start your credit card comparison, check to see if you are old enough to apply for the card and if you have the minimum annual income. Also, consider whether the card is likely to accept you based on your credit history. Platinum credit cards won’t be an option if you have a bad credit history but there are credit building cards to compare if you do.