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News

Pets suffer in a recession, too
Pets suffer in a recession, too

18-Jun-09

We look at how the recession has affected the UK's pets
Pet's suffer in a recession, too - quick tips
Pet's suffer in a recession, too - quick tips

18-Jun-09

Quick tips on how to save money on your pets in a recession
Leaving pets alone results in pet insurance claims
Leaving pets alone results in pet insurance claims

02-Jun-09

Increasing number of dogs left alone.
Dog owners stress importance of pet insurance
Dog owners stress importance of pet insurance

28-May-09

Vet bill without insurance likely to be £2,000.
Third of British women 'prefer pets to humans'
Third of British women 'prefer pets to humans'

26-May-09

Tesco announces new pet insurance deal.

Dog Insurance

Dogs are part of the family for most owners so when they are in need of medical attention it can be traumatic. Having the added worry of meeting expensive vets' bills is a genuine concern so it can make a lot of sense to take out insurance to cover illness and accidents. Due to their size and the subsequent cost of treatment, insurance is generally slightly more expensive for dogs than cats. Read more...>

Online Discount Max Vet Fees Cover

Tesco

Cats From £5.00 p/m & Dogs from £8.50 p/m
20% £4,000
** Most Popular Insurer **

Direct Line

Pay Vet Direct - 20% online discount
20% £6,000
** £1,000 worth of pet food to be won each week **

Sainsburys

12 months for the price of 9 when you buy online
0% £7,500
** 12 months for the price of 9 when you buy online **

Petplan

Apply online for 10% OFF & multiple pet discount
10% £5,000

Argos

Competitive insurance and a range of cover
5% £7,000

PDSA

20% of the policy goes to the PDSA charity
0% £5,000

Virgin Money

Offer three different types of insurance for pets.
10% £6,000

Halifax

Halifax pay the vet direct, 5% discount online
5% £6,000
** Extra 10% If You Insure More Than One Pet **

AA

Choose from 3 options plus get a 10% online discount
10% £5,000

Asda

10% online discount + optional extras
10% £6,000

Post Office

No max age & pay vet fees up to £5,000 per condition
0% £5,000

Marks and Spencer

Vets bills covered up to £7000 for cats and dogs
15% £7,000

Helpucover

Helpucover offer lifetime protection for your pet
10% £6,000

RSPCA

20% of your premium helps fund the work of the RSPCA
5% £6,500

Churchill

Cats from £5.00. Dogs from £8.40
10% £3,000

Homebase

Choose from 3 different policies
10% £7,500

Liverpool Victoria

10% online discount for new customers
10% £5,000

E&L

Comprehensive low cost cover for your pets needs
5% £6,000

Dog insurance may also cover associated costs of a claim such as kennels fees if the owner has to go into hospital themselves and has no one to look after their dog. There are also policies that offer some holiday cancellation cover for owners who have to cancel a booked holiday due to illness of their dog. Often there are other minor benefits such as an amount available for advertising if the dog is lost.

Some dogs may have an increased risk factor for instance if they are working animals or even dangerous dogs, where the 3rd party risk is increased. In these cases standard insurance may not be available without increased premiums.

There are a range of dog insurance policies available and they do offer slightly different benefits so it is worth making comparisons. Some will offer long term cover for illnesses such as arthritis or eczema while others will have a maximum length of treatment.

Top Tips

  • Most dog insurance policies will be able to provide a quote based on the age of the dog and the breed as well as your postcode
  • Large, heavy dogs take more treatment and are more susceptible to certain joint diseases so they usually have higher premiums
  • Some policies offer emergency advice on finding a vet
  • If you take your dog abroad you may need extra insurance cover so check your policy before you go

Did you know?

The UK insurance industry is the largest in Europe and the third largest in the world. It accounts for 11% of the total worldwide premium income.

Source: The Association of British Insurers (www.abi.org.uk)

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