Pet Insurance FAQs
Q: Cats need just as much attention as dogs so why is cat insurance cheaper?
A: Insurance companies calculate premiums based on risk factors AND the cost of treatment and, although some cats may require expensive treatment, statistically dogs treatment costs more.
Q: I’ve got three dogs can I put them all on the same policy?
A: Most insurance companies will offer a multi-policy discount for owners with more than one pet.
Q: Is there a minimum age that I can insure a puppy?
A: Insurers usually stipulate that a puppy must be at least 30 days old for cover to begin.
Q: Can you insure a horse against theft like a car?
A: Yes, most policies have a theft cover element although you should check the policy details before buying to make sure.
Q: Will dog insurance cover an overnight stay for the dog at the vets if he needs treatment?
A: Most policies do cover your bills for an overnight stay for the dog, as long as the vet’s bill does not exceed the maximum payout amount for a single treatment.
Q: Will my horse insurance cover minor events such as check-ups?
A: Yes it usually will but with most insurance policies there will be an excess to pay and it will depend if that makes it worth making a claim.