compareandsave.com - your money matters™
Sign in

Poll

Are you currently using your credit card more than usual to pay for essential bills?

Are you currently using your credit card more than usual to pay for essential bills?

News

Average annual UK motor insurance premium hits £725
Average annual UK motor insurance premium hits £725

21-Oct-08

Insurance premiums go up by £50 in a year
Your car could be crushed if you don’t have car insurance
Your car could be crushed if you don’t have car insurance

03-Sep-08

New plans should cut average premium by £30
Higher car insurance prices to come warns Admiral
Higher car insurance prices to come warns Admiral

01-Aug-08

Premiums will rise by “a few more percentage points”

Van Insurance

A van can be more than a vehicle; it can be the heart of a business and as such it will need special insurance, even if it is largely for domestic use.  Van insurance policies can cover your van for private or business use and will cater for the many purposes that a van can be used for. Read more...>

Online Discount No Claims Discount

Direct Line

Named drivers earn their own no claims discount
10% Up to
65%
** 0% interest on instalments - first year only **

Churchill

Voted Best Online Car Insurer two years running
15% Up to
65%

Tesco

Great deals for named drivers & 3 months free cover
25% Up to
65%
** 3 months free insurance cover **

Marks and Spencer

Includes UK and Europe breakdown cover as standard.
10% Up to
60%

Because a van may need to be driven by several members of a company it is possible for a company to insure the van itself rather than each individual driver. It’s also possible that an insurer will cover a fleet of vans under a company policy that gives a discount over individual vans.

Van owners can have particular requirements due to the business nature of the vehicles. Vans that are driven around building sites may need extra windscreen cover for instance and there may be special needs regarding contents of a van.    

On applying for van insurance you will have to provide details on size, weight and usage of the van so that the premium can be calculated you will also be asked if you are a sole trader, private individual or limited company. Company policies that cover a number of vans will usually be cheaper. 

If your business means that you take your van abroad you will have to make sure that the insurance that you choose allows foreign travel and if so what extra cover you need if any.

Top Tips

  • If, as a company, you are able to name drivers, you will usually be able to get cheaper insurance than if you have a blanket insurance policy for any company driver
  • Check what content your policy covers - expensive industrial tools and equipment may not be covered by a standard policy
  • Fully comprehensive insurance may be expensive for your van but, as it may be a major part of your business, it’s worth looking around at all the options

©2008 compareandsave.com is a trading name of Freedom Marketing Ltd.
Registered in England No. 05349340. Registered Office: Heller Ehrman (Europe) LLP, Condor House, 10 St Paul's Churchyard, London EC4M 8AL, UK.

This website has been approved by The Grantham Mortgage Centre for the purposes of s.21 of the Financial Services and Markets Act 2000.
The Grantham Mortgage Centre is authorised and regulated by the Financial Services Authority. Firm Reference number 300943.
This may be checked at www.fsa.gov.uk/register