Poll
News
Sainsbury's offers cheap car insurance deals
03-Jul-09
Insurer providing 12 months of cover for price of 10.
Bike Insurance
Motorbikes are obviously different from cars and that means that they need different insurance. In fact when applying for motorbike insurance it will be seen by the insurers as completely separate from any car claims or no claims history that you have built up. Read more...>
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DevittDevitt search leading insurers so you don't have to. |
0% | Up to 70% |
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BennettsThey search 12 schemes & could save you up to £90 |
0% | Up to 55% |
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| ** Up to 9 years no claims ** | ||||
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Adrian FluxChoose from over 40 insurers |
0% | Up to 0% |
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Hastings DirectFree personal accident with helmet & leather cover |
0% | Up to 0% |
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EbikeMarket leading insurer with flexible policy |
0% | Up to 50% |
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ChurchillSave money with a leading insurer |
0% | Up to 0% |
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A car policy certainly won’t cover your motorbike even if you only use it on one sunny weekend a year.
Bike riders who use their motorbikes every day for travel to work will have a different insurance profile to those who use a bike occasionally at the weekend for pleasure only. An off road bike will attract a different premium than an on road bike as will a high spec sports bike. Low mileage means lower risk and that again will be reflected in the premium. Within the general category of motorbike insurance there are many variations of type and use so only by comparing with your bike in mind can you see what deals are on offer.
As riding a motorcycle means that you have to have certain equipment such as leathers and a helmet it’s tempting to imagine that those will be automatically covered in your bike insurance but this is rarely the case. If you do want to cover your accessories for any damage look to add them on to your policy which will almost certainly mean a slightly higher premium.
Top Tips
- As with any insurance application be truthful about the details you give - it’s a false economy to try to reduce premiums at the risk of having your claim declined when you need it
- If you have more than one bike you may be able to get a multiple policy discount with some insurers
- It may be possible to store your bike inside which will may in turn help to reduce your premium
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