Did you know?
The UK insurance industry is the largest in Europe and the third largest in the world. It accounts for 11% of the total worldwide premium income.
Source: The Association of British Insurers (www.abi.org.uk)
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People going abroad should make sure they have travel insurance.Premium Breakdown Cover
Premium breakdown cover is the highest level of cover you can get. With this level of cover you will are most likely to reach your destination in the event of a breakdown regardless of where you break down in the UK. Read more...>
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Green Flag Recovery PlusGreen Flag cover the vehicle not the driver |
0% |  |
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More Than Roadside, Recovery, Homecall and European AssistanceComplete cover home or aboard |
0% | |
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GEM Motoring Assist Recovery Extra10% online discount and club membership |
10% | |
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RAC Premium CoverReplacement car for up to 3 days while yours is being fixed |
31% | |
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AA Roadside, Relay, Home + Stay MobileCover for every eventuality |
42.5% | |
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Autonational Rescue Roadside InclusiveCovers breakdowns whether you are home or away |
0% | |
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If you break down within ¼ of a mile of home your policy will allow you to call for assistance. If you break down 100 miles from home you will have the option to be towed to your destination anywhere in the UK, or if you wish to travel in style, you will have the option of using a hire car whilst your car is being repaired.
This level of cover is ideal if you spend a large amount of time in your car travelling around the country.
Premium breakdown cover doesn’t really vary much between providers in terms of what you get for your money. However, the terms used to name this level of cover do vary so make sure you are buying the right policy.
This level of cover will normally be the most expensive breakdown cover offered by the provider (for policies providing breakdown assistance in the UK) and terms and conditions will vary between different companies. Some will stipulate rules about the age of the vehicle and the level of service history it has, so be sure to read these before buying.
Top Tips
- When comparing breakdown cover policies, make sure you also compare the restrictions and exclusions in the terms and conditions
- Premium breakdown cover should include everything offered by a basic policy plus the additions you would include in the various comprehensive policies.
- Make sure you always carry a serviceable spare tyre. If you get a flat tyre and call out the breakdown company, but don’t have a viable spare tyre for the mechanic to use, you will likely be charged to be towed to a garage.
