We recommend that you read the guide section-by-section so that you can take a step-by-step approach to identifying the areas where money can be saved.
January is the month when everyone gets their finances in check after an expensive Christmas. Ideally, this annual process should also involve investigating how your credit rating is doing and also how you might improve it.
If you are thinking ‘I really can’t afford to save’, just remember that saving something will always be better than saving nothing.
Our guide to pet insurance will explain all you need to know to help you make an informed decision when it comes to covering your pet.
A third of all groceries we buy will end up in the dustbin according to research by WRAP (Waste & Resources Action Programme)
Source: Credit Action (www.creditaction.org.uk)