Home Contents Insurance

Home contents insurance is the insurance that most people think of when they think about home insurance in general. This covers you for theft of your property and damage to your possessions through flood, fire or accident. Read more...>

	Direct Line 25% off home insurance plus a further 25% off when you buy online	15%
		** Direct Line home insurance customers can also benefit from discounts on other Direct Line products **
	Swift Cover 25% off discount applies when you purchase buildings and contents cover together	25%
		** Manage your policy online **
	Marks & Spencer Unlimited home cover, 30% online discount	20%
	Barclays 25% average online discount between 19% - 30% depending on your circumstances	25%
		** Half price contents cover **
	Virgin Money Option of either home contents, buildings or both.	0%
		** Buy before 30th April 2012 and receive a free night in a hotel for two adults **
	Halifax £50 cashback reward when you buy combined buildings and contents	0%
	John Lewis Unlimited buildings and contents cover	10%
	Tesco Choose from 3 policies - Finest, Standard or Value	0%
	AXA UK based handlers	45%
		** 45% discount when you purchase both buildings and contents cover together **
	Debenhams Free Home emergency cover worth £70.20	0%
	Co-operative Save a 1/3 off your content cover when you buy buildings insurance	16%
	Lloyds £50 cash back for new customers when you buy combined buildings and contents insurance	15%
	Policy Expert Choose from Bronze, Silver or Gold cover from our panel	0%
		** 25% discount when you buy buildings and contents together **
	American Express Choose from Standard or Prestige cover	5%
	Sainsburys 20% discount when you buy online	20%
		** 12 for 9 on two levels of cover, Sainsbury's Home Insurance and Sainsbury's Premier Cover Home Insurance. Offer ends 4th June 2012 **
	Legal & General UK based call centres	0%
	The AA Contents cover of up to £40,000 with higher levels available on request	20%

Compare Home Contents Insurance

There are many versions of contents insurance and you don't have to be a home owner to have it. As a tenant you can protect your belongings with contents insurance, although where there may be clauses where you have shared access to your home entrance which should be clarified before you take out the insurance. Home contents insurance usually specifies certain security criteria such as type of locks used and level of occupancy of the property and often discounts can be gained for up to date and maintained alarm systems.

A new for old policy will replace stolen or ruined items with brand new items rather than with an estimated lesser value. Many insurance companies have arrangements with suppliers to enable them to replace approved items quickly such as standard electrical goods.

In assessing your insurance cover it is easy to underestimate just how much it would cost to replace everything new so it's worth doing a check through of your possessions with the current retail price in mind. If you have some very expensive items such as high-spec audio or computer systems they may not be covered under the standard policy and may need to be added separately. Some home contents policies will cover bicycles but again you should check rather than assume that they are covered.

Accidental damage to your property, such as a spilled pot of paint on a carpet, may also need to be an additional extra for a standard policy.

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.