Buildings and Contents Insurance

If the thought of managing and renewing two insurance policies for your home is too confusing then it is possible to get a combined buildings and contents insurance policy from many insurers. It's also possible that a combined policy can attract a discount as you are placing your business with the same insurer. Read more...>

	Virgin Money Option of either home contents, buildings or both.	15%
	Tesco Quote and buy a combined buildings and contents policy by 15th September 2010 and get 50% off contents cover.	35%
	Barclays Three months free insurance if the policy is bought before 31st December 2010	25%
	Legal & General Receive up to 43% discount on your policy	15%
	Esure Discount if you take building and contents cover	15%
		** Tailor your policy to suit your needs **
	Sheila's Wheels New for old replacement contents	0%
		** UK only call centres **
	ING Direct Choose from additional cover options to suit your needs	36%
		** Get 45% off your premium when you buy combined buildings and contents cover online **
	Direct Line 12 months for the price of 9 plus 25% online discount	0%
		** Direct Line home insurance customers can also benefit from discounts on other Direct Line products **
	The AA Contents cover of up to £40,000 with higher levels available on request	0%

Compare Buildings and Contents Insurance

The policy itself will be slightly more complex than individual policies as it will have to take into account both sets of requirements. For instance, you need to make sure that it gives enough cover to rebuild your home at the same time as fully covering your possessions.

The best way to assess whether a combined policy is right for you is to compare the levels of cover and total premiums like for like against the individual policies.

Whether to take a combined policy is a matter of choice for the homeowner but it is seen by some as a more convenient and perhaps cheaper method of cover than individual policies although adequate cover should always be the main purpose of selecting home insurance.

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Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.