Buildings and Contents Insurance

If the thought of managing and renewing two insurance policies for your home is too confusing then it is possible to get a combined buildings and contents insurance policy from many insurers. It's also possible that a combined policy can attract a discount as you are placing your business with the same insurer. Read more...>

	More Than Get up to £75,000 free home contents insurance when you buy buildings and contents insurance.	31%
		** Up to £75,000 free home contents cover - for the life of your policy, when you buy buildings insurance, so long as you don't make a claim **
	Sainsburys 20% discount when you buy online	20%
		** 12 for 9 on two levels of cover, Sainsbury's Home Insurance and Sainsbury's Premier Cover Home Insurance. Offer ends 4th June 2012 **
	Virgin Money Option of either home contents, buildings or both.	0%
		** Buy before 30th April 2012 and receive a free night in a hotel for two adults **
	Swift Cover 20% off discount applies when you purchase buildings and contents cover together	20%
		** Manage your policy online **
	Marks & Spencer Unlimited home cover, 30% online discount	30%
	Halifax £50 cashback reward when you buy combined buildings and contents	0%
	Lloyds £50 cash back for new customers when you buy combined buildings and contents insurance	15%
	Tesco Choose from 3 policies - Finest, Standard or Value	50%
	HSBC Monthly or annual payment option at no extra charge	0%
		** 12 months cover for the price of 10 months **
	Policy Expert Choose from Bronze, Silver or Gold cover from our panel	0%
		** 25% discount when you buy buildings and contents together **
	John Lewis Unlimited buildings and contents cover	10%
	American Express Choose from Standard or Prestige cover	5%
	Legal & General UK based call centres	0%
	Direct Line 25% off home insurance plus a further 25% off when you buy online	20%
		** Direct Line home insurance customers can also benefit from discounts on other Direct Line products **
	The AA Contents cover of up to £40,000 with higher levels available on request	20%

Compare Buildings and Contents Insurance

The policy itself will be slightly more complex than individual policies as it will have to take into account both sets of requirements. For instance, you need to make sure that it gives enough cover to rebuild your home at the same time as fully covering your possessions.

The best way to assess whether a combined policy is right for you is to compare the levels of cover and total premiums like for like against the individual policies.

Whether to take a combined policy is a matter of choice for the homeowner but it is seen by some as a more convenient and perhaps cheaper method of cover than individual policies although adequate cover should always be the main purpose of selecting home insurance.

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.