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If the thought of managing and renewing two insurance policies for your home is too confusing then it is possible to get a combined buildings and contents insurance policy from many insurers. It's also possible that a combined policy can attract a discount as you are placing your business with the same insurer. Read more...>
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Virgin MoneyOption of either home contents, buildings or both. |
10% | ![]() |
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| ** Extra 10% discount when you buy online ** | ||||
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BarclaysThree months free insurance if the policy is bought before 30th June 2010 |
0% | ![]() |
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Legal & GeneralReceive up to 43% discount on your policy |
15% | ![]() |
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ING DirectChoose from additional cover options to suit your needs |
36% | ![]() |
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| ** Get 45% off your premium when you buy combined buildings and contents cover online ** | ||||
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Direct LineTrusted brand offering extensive cover. |
25% | ![]() |
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The AAContents cover of up to £40,000 with higher levels available on request |
0% | ![]() |
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The policy itself will be slightly more complex than individual policies as it will have to take into account both sets of requirements. For instance, you need to make sure that it gives enough cover to rebuild your home at the same time as fully covering your possessions.
The best way to assess whether a combined policy is right for you is to compare the levels of cover and total premiums like for like against the individual policies.
Whether to take a combined policy is a matter of choice for the homeowner but it is seen by some as a more convenient and perhaps cheaper method of cover than individual policies although adequate cover should always be the main purpose of selecting home insurance.
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