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Buildings and Contents Insurance

If the thought of managing and renewing two insurance policies for your home is too confusing then it is possible to get a combined buildings and contents insurance policy from many insurers. It's also possible that a combined policy can attract a discount as you are placing your business with the same insurer. Read more...>

Online Discount Pay Monthly
Virgin Money

Virgin Money

Option of either home contents, buildings or both.

10% Virgin Money
** Extra 10% discount when you buy online **
Barclays

Barclays

Three months free insurance if the policy is bought before 30th June 2010

0% Barclays
Legal & General

Legal & General

Receive up to 43% discount on your policy

15% Legal & General
ING Direct

ING Direct

Choose from additional cover options to suit your needs

36% ING Direct
** Get 45% off your premium when you buy combined buildings and contents cover online **
Direct Line

Direct Line

Trusted brand offering extensive cover.
25% Direct Line
The AA

The AA

Contents cover of up to £40,000 with higher levels available on request

0% The AA

Compare Buildings and Contents Insurance

The policy itself will be slightly more complex than individual policies as it will have to take into account both sets of requirements. For instance, you need to make sure that it gives enough cover to rebuild your home at the same time as fully covering your possessions.

The best way to assess whether a combined policy is right for you is to compare the levels of cover and total premiums like for like against the individual policies.

Whether to take a combined policy is a matter of choice for the homeowner but it is seen by some as a more convenient and perhaps cheaper method of cover than individual policies although adequate cover should always be the main purpose of selecting home insurance.

Buildings and Contents Insurance Top Tips

  • If you don't own the home and are renting you will not need to consider a combined buildings and contents policy
  • Make sure that you pay full attention to renewal reminders if you have a combined policy as you risk being completely uninsured if you forget
  • Make sure that both sides of the policy, home and buildings, give good value and cover

Home Insurance News

Industry body warns of home insurance price rise
16-Mar-10

Insurers may soon raise home insurance premiums.

Mother's day gifts 'must be covered by insurance'
12-Mar-10

Check gifts are covered by home insurance.

Internet use 'may lead to home insurance claims'
05-Mar-10

Information posted on social networking sites could prove costly.

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.

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