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Virgin Money Credit Card

Virgin Money
  • 0% for 20 months on Balance Transfers (*2.99% admin fee applies)
  • 0% for 3 months on Purchases
  • Representative 16.8% APR (variable)

Representative Example: 16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.

What is this?

Virgin Money credit card summary

Virgin Money credit card has the great benefits such as discounts on Virgin holidays and other Virgin products in addition to a 20 month interest-free period on balance transfers (2.99% handling fee) and 0% for 3 month on card purchases, plus contactless payment which allows you to pay for items of £15 or less without having to enter your pin.

Key features of this credit card

  • 16.8% Representative APR (variable)
  • 0% on balance transfers for 20 months (from the date your account is opened.  Transfers to be made within 60 days. 2.99% handling fee applies)
  • 0% on card purchases for 3 months (from the date your account is opened) 
  • Contactless payment - fast and secure payment for items under £15, hold the card up to the reader and wait for the beep or green light and the payment is registered.  Occasionally you will need to enter your pin for extra security.  You will not be responsible for fraudulent contactless transactions made.
  • Discounts on Virgin Media and other products
  • No annual fee
  • Manage your account online
  • Cash transactions 27.9% APR

Acceptance criteria in addition to credit check

  • Minimum Age: 18 Years
  • GOOD CREDIT SCORE required to apply for this card
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