Student Credit Cards
Many young people apply for their first credit card when they become a student. It's an opportunity for card issuers to attract a potential long term customer therefore they have designed credit cards to cater especially for students' needs.Read more...>
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NatWest StudentTypical APR 18.9%, max credit limit £500 |
n/a (0.00% admin fee) | 18.9% |
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| ** Instant Decision ** | ||||
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RBS Student18.9% typical APR, no annual fee |
n/a (0.00% admin fee) | 18.9% |
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| ** Instant Decision ** | ||||
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Capital One ClassicUp to £1,500 in spending power |
n/a (3.00% admin fee) | 34.9% |
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| ** Best performing credit strengthening card ** | ||||
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Student Credit Cards Package
With no income or standing credit history behind them students will be issued their student credit card as part of a package that includes a student bank account.
Because there is less choice open to students, the interest rates on offer for student credit cards do vary. However, in general, they are higher than even the most competitive rates available on other cards.
The extra benefits associated with student credit cards usually take the form of incentives and "freebies". These are generally based around student requirements such as discounts on meals, books or other items. Often students are likely to travel out of term time therefore some issuers offer travel insurance or other travel related incentives.
Top Tips for Student Credit Cards
- The interest rate remains in place long after the "free gifts" have gone, so make sure you know what it is and how much borrowing will cost
- Learning about everyday finance can start with student credit cards so take the time to compare the offers
- At the start of every new student year most high street banks make an effort to attract student customers so look around at what's available.
Articles
- If you have poor credit, you can still get a credit card 8 Sep 2010 | Read More ›
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- What the bank results tell us about the future of the UK credit card market 6 Aug 2010
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- Are Contactless Credit Cards the Wave of the Future? 22 Jul 2010
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Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.