29 March 2017 : 


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Reward Credit Cards

Reward credit cards give you loyalty points as you spend, which can then be redeemed against goods or services, such as free flights, shopping vouchers, cahsback, or discount deals. These cards are best suited for people who regularly spend on their credit card and clear their balance each month. If you think a reward card could be suitable for you, compare the best products below to ensure you get the rewards most valuable to your lifestyle.



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Product Name Balance Transfer Intro Purchases
Intro
Representative
APR (variable)
Rewards
 
Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Tesco Bank Clubcard for Balance Transfers application
Representative Example: Representative 22.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Amex British Airways application
Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
M&S Balance Transfer Plus  application
Representative Example: Representative 15.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)
Nationwide Select Credit Card application
Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
M&S Shopping Plus application
Representative Example: Representative 17.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
Nationwide Credit Card application
Representative Example: Representative 36.2% APR (variable). Based on an annual fee of £75, a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
Amex Starwood Preferred Guest application
Representative Example: Representative 25.0% APR (variable). Based on an annual fee of £25, a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
Nectar Amex application
Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Barclaycard Platinum with Purchases application

 

compareandsave.com is a trading name of Freedom Marketing Ltd. Freedom Marketing Ltd is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority, firm reference number 493117.

The offers that appear on this site are from companies from which compareandsave.com receives compensation. compareandsave.com does not include the entire universe of available financial or credit offers.

This table details cards offering different Rewards for your credit card spend.Table position does not imply product strength or superiority. Please ensure you have thoroughly investigated all available options before applying for products.

 
 
 

Which Reward Credit Card is right for me?

Choosing the right Rewards card depends on your needs and shopping habits. For instance, if you are not a frequent flyer or a regular shopper, a rewards card may not be for you. Equally though, if you frequently fly or shop in a particular supermarket you might find you can access great perks and benefits simply for using your card for your normal purchases.

Is there a limit to the number of points I can earn?

Points can be collected throughout the year and some can even be carried forward from one year to the next. However, some points will expire when not redeemed, so it is always best to check with your credit card issuer to ensure you make full use of your rewards.

Can anyone apply for a Reward Credit Card?

These cards tend to be aimed towards or suited to consumers who regularly spend on their credit card, but also clear their balance in full each month. So, if you are confident that the balance can be cleared, this may be the card for you.

Do Reward Cards offer other benefits?

Some Reward cards offer long 0% interest periods on balance transfers, purchases or both enabling them to be used for various different purposes. This means that even if you are not a frequent shopper or flyer, one can still consider the card for these other benefits.

How can I redeem my rewards?

Some cards can offer rewards to promote shopper loyalty, which means consumers can only exchange points against purchases in one particular store, whereas some issuers may allow for rewards to be exchanged at different outlets. Depending on what you prefer, it will be worth checking on how, when and where the rewards can be redeemed.



 Compare Credit Cards by Issuer

American Express Credit Cards American Express
Aqua Credit Cards Aqua Credit Cards
Barclaycard Credit Cards Barclaycard
Bank of Scotland Credit Cards Bank of Scotland
Capital One Credit Cards Capital One
Halifax Credit Cards Halifax
Lloyds Bank Credit Cards Lloyds Bank
MBNA Credit Cards MBNA
Nationwide Credit Cards Nationwide
NatWest Credit Cards Natwest
Royal Bank of Scotland Credit Cards Royal Bank of Scotland
Sainsbury's Bank Credit Cards Sainsbury's Bank
Santander Credit Cards Santander
Tesco Bank Credit Cards Tesco Bank
TSB Credit Cards TSB Credit Cards
Vanquis Credit Cards Vanquis
Virgin Money Credit Cards Virgin Money


 
Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.

©2017 compareandsave.com is a trading name of Freedom Marketing Ltd.
Freedom Marketing Ltd is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority, firm reference number 493117. This can be checked at http://www.fca.org.uk/register. Registered in England & Wales under registration number 05349340. The company's registered office is Freedom Marketing Limited, Colchester Centre, Hawkins Road, Colchester, Essex, United Kingdom, CO2 8JX.

The offers that appear on this site are from companies from which compareandsave.com receives compensation.

The Financial Ombudsman Service (FOS) is an agency for arbitrating unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.