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Cash Back & Reward Cards

There are ways to benefit from using a credit card even if you are one of those people who always pays off their bill every month.

Cash back credit cards and reward cards are ways of getting something from the credit card provider simply for being a loyal customer and using the card. The more you spend the more you can benefit. Read more...>

Typical APR Rewards
Sainsburys

Sainsburys

0% on balance transfers for 10 months

15.9%Earn Nectar points wherever you shop Sainsburys
** 0% on Sainsburys purchases for 12 months **
MBNA Platinum Rewards

MBNA Platinum Rewards

0% on balance transfers made within first 90 days

16.9%Flights, Shopping & Cash Back MBNA Platinum Rewards
** Earn 1 point for every £ you spend **
Egg

Egg

0% BT until 1st May 2011 & 1st June 2010 on purchases

16.9%Up To 10% at Selected Retailers Egg
** Instant cash back at selected retailers **

Cash Back Credit Cards

The reward may be in the form of cash given back to your account, in some cases up to 2% of what you have spent, or rewards through a points based scheme.

Cash back credit cards usually credit the amount earned back to your account. When choosing a cash back credit card, it is worth considering whether this will occur on an instant, monthly or yearly basis.

Attractive credit card loyalty schemes sometimes come at the price of higher interest rates. If you are not someone who pays off their bill in full each month then this may not be the best choice for you. If you are not careful you could end up paying more in interest than you have gained in rewards.

Reward schemes are many and varied so it's well worth making sure that the one you choose is suitable for you.

Top Tips for Cash Back & Reward Cards

  • Make sure you fully understand the terms and conditions of the reward scheme
  • Search for the rewards that are of interest to you considering where you like to shop
  • Bear in mind that some schemes limit the rewards
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Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.

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