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Platinum Credit Cards
There was a time when you had to be rich or a high earner to qualify for a Platinum credit card. Today they still retain some of that status image even though they are less exclusive and much more widely available. Read more...>
| Product Name | Balance Transfer Intro |
Purchases Intro |
Representative APR (variable) |
Rewards |
|---|---|---|---|---|
-
Barclaycard Platinum with Balance Transfer
-
0%
27 mths
2.98% fee
-
0%
6 mths
-
18.9%
APR
-
Barclaycard Unwind
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable).
-
NatWest Platinum
-
0%
26 mths
2.65% fee
-
0%
6 mths
-
18.9%
APR
-
Travel, Shopping
Representative Example: 18.9% APR (variable) based on assumed Credit Limit of £1,200*. Standard interest rate for purchases: 18.95% p.a. (variable). *credit limit may vary depending upon circumstances
-
RBS Platinum
-
0%
26 mths
2.65% fee
-
0%
6 mths
-
18.9%
APR
-
Discounts, Travel, Wine
Representative Example: 18.9% APR (variable) based on assumed Credit Limit of £1,200*. Standard interest rate for purchases: 18.95% p.a. (variable). *credit limit may vary depending upon circumstances
-
Lloyds TSB Platinum 15Mths
-
0%
15 mths
1.00% fee
-
0%
3 mths
-
17.9%
APR
-
No Rewards
Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable).
-
Barclaycard Platinum with Purchase
-
0%
14 mths
2.47% fee
-
0%
14 mths
-
18.9%
APR
-
Barclaycard Unwind
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
-
Lloyds TSB Platinum Purchase
-
0%
13 mths
1.00% fee
-
0%
13 mths
-
17.9%
APR
-
No Rewards
Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable).
Low Interest Platinum Cards
Most Platinum credit card issuers will require you to have an income in the range of £20,000 per annum and a good credit history before you are eligible for one.
The advantages of Platinum cards are rarely seen in the interest rates they offer because they are in line with those charged on standard credit cards. However, there are often other benefits. Cashback offers and reward schemes are usually an element of having a Platinum card along with other incentives such as travel insurance.
For customers who often use their credit card to withdraw cash, the withdrawal limit is likely to be higher on a Platinum card. The credit limit is also likely to be higher when using the card for purchases. Remember there are credit cards other than platinum and these may will have great benefits too, so don't discount them!
Top Tips for Platinum Credit Cards
- If you are looking to choose a credit card based on the interest rate alone, a Platinum card is unlikely to match your needs
- If you make large purchases with your card and need a high credit limit, a Platinum card may suit you
- If you like to earn points or gain cashback on your transactions then compare the Platinum cards to see if there is a scheme you like
Browse credit cards by Issuer
Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
