If you regularly use your credit card, and don't want to pay off the balance in full each month, you are likely to benefit from getting an interest-free credit card. Credit cards are classed as interest free if they have an interest-free period of any sort. Read more...>
| Product Name | Balance Transfer Intro |
Purchases Intro |
Representative APR (variable) |
Rewards |
|---|---|---|---|---|
Barclaycard Platinum with Balance Transfer
0%
22 mths
2.90% fee
0%
3 mths
17.9%
APR
Rewards
NatWest Platinum
0%
22 mths
3.20% fee
0%
6 mths
17.9%
APR
Wine Travel Shopping
RBS Platinum
0%
22 mths
3.20% fee
0%
6 mths
17.9%
APR
Discounts, Travel, Wine
Bank of Scotland Plus
0%
18 mths
3.00% fee
0%
3 mths
16.9%
APR
Dining out Travel Shopping
Lloyds TSB Platinum
0%
15 mths
3.00% fee
0%
3 mths
17.9%
APR
No Rewards
This could be a 56 day interest-free period, an introductory balance transfer interest-free period, an introductory interest-free period on purchases or a mixture of any of these.
If you are looking for a credit card which will give you a substantial amount of time to pay off the balance in full, you would be better off with a credit card offering the longest interest free period. The standard interest-free period is around 56 days.
Another option might be to get a interest free card with a long introductory 0% period on purchases, assuming you have the means to pay the balance before the introductory period ends.