18 March 2010 :
Compare Credit Cards, Pet Insurance and Savings Accounts
Interest Free Credit Cards
If you regularly use your credit card, and don't want to pay off the balance in full each month, you are likely to benefit from getting an interest-free credit card.
Credit cards are classed as interest free if they have an interest-free period of any sort. Read more...>
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MBNA Platinum0% on balance transfers made within first 90 days |
13 months (2.90% admin fee) | 16.9% |
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| ** Instant Decision ** | ||||
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Halifax Easy Rate8.9% on both balance transfers and purchase |
n/a (0.00% admin fee) | 8.9% |
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| ** Low rate on purchases and/or transfers ** | ||||
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Egg0% BT until 1st May 2011 & 1st June 2010 on purchases |
until May 2011 (3.00% admin fee) | 16.9% |
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| ** Instant cash back at selected retailers ** | ||||
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Interest Free Credit Cards Advice
This could be a 56 day interest-free period, an introductory balance transfer interest-free period, an introductory interest-free period on purchases or a mixture of any of these.
If you are looking for a credit card which will give you a substantial amount of time to pay off the balance in full, you would be better off with a credit card offering the longest interest free period. The standard interest-free period is around 56 days.
Another option would be to get a interest free card with a long introductory 0% period on purchases. The market average is currently around six months, although, if you are specifically interested in 0% purchase offers, some interest-free purchase cards offer 0% periods of nine or even twelve months.
If you have an outstanding balance on your credit card, you would probably benefit from an interest free card with 0% on balance transfers. The market average is currently around nine months, although some interest free cards offer a 0% period on balance transfers for twelve to fifteen months.
Top Tips for Interest Free Credit Cards
- If you are looking to get the most from a credit card, you should definitely consider the length of the interest-free period
- Some credit cards are run by the same parent company. If you have just had an introductory interest free offer on one credit card and then try to get one on another credit card run by the same parent company, you may not get given the interest free offer
- Interest free periods never apply to any cash withdrawals made with your credit card, so don't take cash out on your card thinking you won't have to pay the high interest on it
- Barclaycard customers can now earn Reward Money with Barclaycard Freedom 17 Mar 2010 | Read More ›
- Contactless card limit increased to £15 10 Mar 2010
- Only 26 days left to use up 2009/10 ISA allowance 10 Mar 2010
- 12 months 0% on balance transfers with the Lloyds Platinum Mastercard 10 Mar 2010
- AA Credit Card offers attractive interest free periods on both balance transfers and purchases 1 Mar 2010
- 0% on balance transfers for 15 months with the Barclaycard Platinum Card 1 Feb 2010
- Santander re-brand nearly completed 27 Jan 2010
- Make it your New Year’s resolution to use all of your 2009 to 2010 ISA allowance 7 Jan 2010
- 5.9% life of balance transfer rate with the new MBNA Platinum Visa Credit Card 7 Jan 2010
- Pet insurance - the best Christmas gift for your pet? 15 Dec 2009
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Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.