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Cash Back & Reward Cards

There are ways to benefit from using a credit card even if you are one of those people who always pays off their bill every month.
 
Cash back credit cards and reward cards are ways of getting something from the credit card provider simply for being a loyal customer and using the card.  The more you spend the more you can benefit. Read more...>

Typical APR Rewards
Barclaycard Cashback credit card

Barclaycard Cashback

4% cashback on all spend until 30th September 2008
16.9% 4% Cashback
** 6 months FREE Gadget Insurance **
Capital One Low Rate with Cashback credit card

Capital One Low Rate with Cashback

Low rate of 8.5% for balance transfers and purchase
8.5% 0.5% Cashback
American Express Blue Sky credit card

American Express Blue Sky

0% purchases for 6 months, earn travel reward points
17.9% Earn Travel Reward Points
** Travel rewards that can be used for any type of travel **
American Express Platinum Moneyback credit card

American Express Platinum Moneyback

Great Cashback Offer
18.9% Upto 5% Cash Back

The reward may be in the form of cash given back to your account, in some cases up to 2% of what you’ve spent, or rewards through a points based scheme.

Cash back credit cards usually credit the amount earned back to your account. When choosing a cash back credit card, it is worth considering whether this will occur on an instant, monthly or yearly basis.

Attractive credit card loyalty schemes sometimes come at the price of higher interest rates. If you are not someone who pays off their bill in full each month then this may not be the best choice for you.  If you are not careful you could end up paying more in interest than you’ve gained in rewards.

Reward schemes are many and varied so it’s well worth making sure that the one you choose is suitable for you. 

Top Tips

  • Make sure you fully understand the terms and conditions of the reward scheme
  • Search for the rewards that are of interest to you considering where you like to shop 
  • Bear in mind that some schemes limit the rewards 

Save up to £503* on your Energy bills

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News

Average credit card debt for undergraduates is £220
Average credit card debt for undergraduates is £220

28-Aug-08

Halifax survey reveals women owe more than men
Holidaymakers at higher risk of card fraud
Holidaymakers at higher risk of card fraud

27-Aug-08

Expert warns against holiday card complacency

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