• Credit Cards
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Interest Free Credit Cards

If you regularly use your credit card, and don’t want to pay off the balance in full each month, you are likely to benefit from getting an interest-free credit card. 

Credit cards are classed as interest free if they have an interest-free period of any sort. Read more...>

	Capital One Low Rate Balance Transfer 5.5% BT plus 0% on purchases until 1st May 2009	until January 2011	15.9%
		** 5.50% p.a. on balance transfers until Jan 2011 **
	Capital One Low Rate Balance Transfer No Fee 6.5% on balance transfers until 1st Jan 2011 no fee	until January 2011	15.9%
		** 6.5% p.a. on balance transfers until Jan 2011 **
	American Express Platinum Moneyback Great Cashback Offer	n/a	18.9%

This could be a 56 day interest-free period, an introductory balance transfer interest-free period, an introductory interest-free period on purchases or a mixture of any of these.

If you are looking for a credit card which will give you a substantial amount of time to pay off the balance in full, you would be better off with a credit card offering the longest interest free period. The standard interest-free period is around 56 days.

Another option would be to get a interest free card with a long introductory 0% period on purchases. The market average is currently around six months, although, if you are specifically interested in 0% purchase offers, some interest-free purchase cards offer 0% periods of nine or even twelve months.

If you have an outstanding balance on your credit card, you would probably benefit from an interest free card with 0% on balance transfers. The market average is currently around nine months, although some interest free cards offer a 0% period on balance transfers for twelve to fifteen months.