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Business Credit Cards

Keeping personal finance separate from business expenses is made easy through the use of Business Credit Cards. 

A company can issue Business Credit Cards to employees to be used on company business expenses and benefit from an accurate record of all transactions. Read more...>

	MBNA Self Employed Business Online account management, multiply cards for 1 a/c	3 mths	15.9%
	Nectar Amex Business Earn 4 Nectar points on every £1 you spend	n/a	18.9%
	Amex Business Gold Charge No annual fee for the first year, thereafter £95	n/a	0.0%
	MBNA Business Keep business expenses separate with your MBNA card	3 mths	17.9%

For the employees, it is a system that prevents them from having to use their own money for work expenses which they later have to claim back. Paying for anything from hotel accommodation to office supplies on the Business Credit Card makes for easier accounting.

When a company chooses a provider for its credit cards it will be able to specify how many individual cards it needs. All of these cards will then be branded and separately accountable. 

Because a company Managing Director may need a higher credit limit than another member of staff, each card will be set with its own credit limit which then acts as a budgetary constraint. 

In terms of expected credit card benefits, Business Credit Cards generally offer many of the advantages seen in other cards. 

Reward schemes that allow users to accumulate points are often popular with Business Credit Card users. As travel is a major element in Business Credit Card use, many of the benefits reflect this, for example air miles and travel insurance.