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Compare Credit Cards

Compare credit cards using our table below:

Balance Transfers Purchases Typical APR Rewards
Virgin

Virgin

Info

16 mth 0% balance transfers - 3 mth 0% on purchases

16 months
(2.98% admin fee)
3 mths16.6%Discounts on Virgin Media and other products Virgin
** Discounts on Virgin holidays **
Barclaycard Platinum

Barclaycard Platinum

Info

0% Balance Transfers for 15 months 2.9% fee

15 months
(2.90% admin fee)
3 mths15.9%Many Retailer & Travel Discounts Barclaycard Platinum
** Quick & easy contactless payments for items under £15 **
Egg

Egg

Info

0% BT until 1st May 2011 & 1st June 2010 on purchases

until May 2011
(3.00% admin fee)
until June 201016.9%Up To 10% at Selected Retailers Egg
** Instant cash back at selected retailers **
Halifax All In One

Halifax All In One

Info

0% 9 mths on both balance transfers and purchases

9 months
(3.00% admin fee)
9 mths15.9%n/a Halifax All In One
** 0% on purchases and balance transfers for 9 months **
Tesco Clubcard

Tesco Clubcard

Info

6 months 0% on BT & 0% on purchases for 12 months

6 months
(2.00% admin fee)
12 mths16.9%Clubcard Points Tesco Clubcard
** 0% on purchases for 12 months **
Capital One Progress

Capital One Progress

Info

Could shrink your interest rate to 19.9% pa variable

n/a
(0.00% admin fee)
n/a34.9%Reduce rate for managing account responsibly Capital One Progress
** Shrink your balance transfer & purchase rate **
Sainsburys

Sainsburys

Info

0% on balance transfers for 10 months

10 months
(3.00% admin fee)
10 mths15.9%Earn Nectar points wherever you shop Sainsburys
** 0% on Sainsburys purchases for 12 months **
Capital One Classic

Capital One Classic

Info

Up to £1,500 in spending power

n/a
(3.00% admin fee)
n/a34.9%n/a Capital One Classic
** Best performing credit strengthening card **
NatWest Platinum

NatWest Platinum

Info

0% balance transfer for 15 mth & 3 mth on purchases

15 months
(2.90% admin fee)
3 mths16.9%n/a NatWest Platinum
**Available ONLY for NatWest current account customers**
Bank of Scotland All In One

Bank of Scotland All In One

Info

0% balance transfer and purchases for 9 months

9 months
(3.00% admin fee)
9 mths15.9%n/a Bank of Scotland All In One
** 0% on purchases and balance transfers for 9 months **
MBNA Platinum

MBNA Platinum

Info

0% on balance transfers made within first 90 days

13 months
(2.90% admin fee)
3 mths16.9%n/a MBNA Platinum
** Instant Decision **
Post Office

Post Office

Info

0% balance transfers for 12 mth & 3 mth 0% Purchase

12 months
(2.98% admin fee)
3 mths16.9%0% commission on overseas purchases Post Office
** 0% commission on purchases abroad **
Nationwide Gold

Nationwide Gold

Info

0% on balance transfers for 13 months

13 months
(3.00% admin fee)
3 mths16.9%n/a Nationwide Gold
** No charges on purchases made in Eurozone **
American Express Platinum Cashback

American Express Platinum Cashback

Info

Great Cashback Offer

n/a
(2.00% admin fee)
n/a19.9%Up to 5% Cashback American Express Platinum Cashback
** Up to 5% cashback, great protection & service **

There are a number of features you can look at when you compare credit cards, but the features you need to consider will differ according to your needs.

Therefore, before you start comparing credit cards, you will first need to decide why you need a credit card and what you need from it.

If you need to transfer existing debt, you will likely be looking for the card with one of the longest 0% balance transfer offers and also the cheapest balance transfer admin fee.

If you need to make a large purchase on credit, you will likely be looking for a card with a decent 0% on purchases offer.

However, you may just want to have a credit card for convenience and so would probably compare credit cards with rewards or cashback so that you get the most out of your credit card use. In this instance you would probably be interested in the card offering the lowest typical APR so that you know your purchases won’t cost you more in interest than the rewards you are likely to earn.

There are a few things to bear in mind no matter what your reason for applying for a credit card.

Before you start your credit card comparison, check to see if you are old enough to apply for the card and if you have the minimum annual income. Also, consider whether the card is likely to accept you based on your credit history. Platinum credit cards won’t be an option if you have a bad credit history but there are credit building cards to compare if you do.

 

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.

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