Compare Credit Cards

Compare credit cards using our table below:

	Barclaycard Platinum 0% balance transfers for 15 months 2.9% fee	15 mths	3 mths	15.9%	Many Retailer & Travel Discounts
		** Low admin fee of 2.9% **
	Virgin 16 mth 0% balance transfers - 3 mth 0% on purchases	16 mths	3 mths	16.6%	Discounts on Virgin Media and other products
		** Discounts on Virgin holidays **
	MBNA Platinum 0% on balance transfers made within first 90 days	13 mths	3 mths	16.9%	n/a
		** Instant Decision **
	Egg 0% BT until 1st April 2011 & 1st May 2010 on purchases	until April 2011	until May 2010	16.9%	Up To 10% at Selected Retailers
		** Instant cash back at selected retailers **
	Sainsburys 0% on balance transfers for 10 months	10 mths	10 mths	15.9%	Earn Nectar points wherever you shop
		** 0% on Sainsburys purchases for 12 months **
	Capital One Progress Could shrink your interest rate to 19.9% pa variable	n/a	n/a	34.9%	Reduce rate for managing account responsibly
		** Shrink your balance transfer & purchase rate **
	Bank of Scotland All In One 0% balance transfer and purchases for 9 months	9 mths	9 mths	15.9%	n/a
		** 0% on purchases and balance transfers for 9 months **
	MBNA 6.7% Low Rate American Express Limited Offer, typical 6.7% APR (variable)	n/a	Balance Life	6.7%	Flights, Shopping & Cash Back
		** Low rate on purchases, balance transfers and money transfers **
	Capital One Classic Up to £1,500 in spending power	n/a	n/a	34.9%	n/a
		** Best performing credit strengthening card **
	NatWest Platinum 0% balance transfer for 15 mth & 3 mth on purchases	15 mths	3 mths	16.9%	n/a
		**Available ONLY for NatWest current account customers**
	MBNA Platinum Rewards 0% on balance transfers made within first 90 days	13 mths	3 mths	16.9%	Flights, Shopping & Cash Back
		** Earn 1 point for every £ you spend **
	WWF 0% on balance transfers made within first 90 days	12 mths	3 mths	15.9%	Contributions to WWF
		** Charity Card of the Year 2008 **
	Post Office 0% balance transfers for 12 mth & 3 mth 0% Purchase	12 mths	3 mths	16.9%	0% commission on overseas purchases
		** 0% commission on purchases abroad **
	Nationwide Gold 0% on balance transfers for 13 months	13 mths	3 mths	16.9%	n/a
		** No charges on purchases made in Eurozone **
	American Express Platinum Cashback Great Cashback Offer	n/a	n/a	19.9%	Up to 5% Cashback
		** Up to 5% cashback, great protection & service **

There are a number of features you can look at when you compare credit cards, but the features you need to consider will differ according to your needs.

Therefore, before you start comparing credit cards, you will first need to decide why you need a credit card and what you need from it.

If you need to transfer existing debt, you will likely be looking for the card with one of the longest 0% balance transfer offers and also the cheapest balance transfer admin fee.

If you need to make a large purchase on credit, you will likely be looking for a card with a decent 0% on purchases offer.

However, you may just want to have a credit card for convenience and so would probably compare credit cards with rewards or cashback so that you get the most out of your credit card use. In this instance you would probably be interested in the card offering the lowest typical APR so that you know your purchases won’t cost you more in interest than the rewards you are likely to earn.

There are a few things to bear in mind no matter what your reason for applying for a credit card.

Before you start your credit card comparison, check to see if you are old enough to apply for the card and if you have the minimum annual income. Also, consider whether the card is likely to accept you based on your credit history. Platinum credit cards won’t be an option if you have a bad credit history but there are credit building cards to compare if you do.