28 June 2017 : 


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Cashback Credit Cards

Cashback credit cards can be a great way of earning extra cash because each time the card is used a certain percentage is paid back into your account either monthly or annually (so long as the individual pays off the full balance each month). Cashback cards can be used to pay for anything from day to day shopping, to booking a holiday (for which they have the same enhanced protection as other credit cards). Some cashback cards charge an annual fee but not all, so make sure you compare different cashback credit cards thoroughly to get the best one for your circumstances.



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Product Name Cashback Purchase
Rate
Annual
Fee
Representative
APR (variable)
 
aqua Reward Credit Card Product Details
Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.95% p.a. (variable)
aqua Reward Credit Card  Apply
 
Amex Platinum Cashback  Product Details
Representative Example: Representative 28.2% APR (variable). Based on an annual fee of £25, a credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Amex Platinum Cashback   Apply
 

 

compareandsave.com is a trading name of Freedom Marketing Ltd. Freedom Marketing Ltd is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority, firm reference number 493117.

The offers that appear on this site are from companies from which compareandsave.com receives compensation. compareandsave.com does not include the entire universe of available financial or credit offers.

This table comprises cards offering cashback on purchases ordered by annual fee, then highest percentage cashback payable.Table position does not imply product strength or superiority. Please ensure you have thoroughly investigated all available options before applying for products.



How is Credit Card Cashback paid?

Normally the cashback is credited back to the credit card account, although some providers may send out cheques to the card holder and others transfer the money to the card holder’s current account.

How much Cashback can I get?

Cashback cards come in a number of different forms:

  • Some cards may simply pay a flat rate of cashback, no matter how much people spend or where they spend it
  • Some cards pay tiered rates of cashback depending on how much the individual spends.
  • Some cards offer different rates of cashback depending on where you spend the money.  For example, supermarkets, department stores and fuel will carry separate cashback rates.

Do I have to pay a fee for a Cashback Credit Card?

Some but not all Cashback cards charge a fee. It is always worth checking or comparing different credit card providers to find a card that will be most suited to an individual’s needs.

Can anyone get a Cashback Credit Card?

Traditionally cashback cards tended to be aimed at people with an above average credit rating or customers who pay their balances in full each month and do not rely on the credit facility. However, in recent years some bad credit credit card issuers have started offering cashback on their products.

Which is the best Cashback Credit Card?

There are many cards on the market that offer different cashback rates, so it can be tricky to find the best deal. Customers should, however, compare different credit cards and weigh up the pros and cons and also read and understand the terms and conditions before making a decision on whether the card will be best suited to them.

Also remember, Cashback cards are not the only cards that offer rewards. Read our cashback & reward guide for more information about other products offering rewards for using your credit card or compare reward card deals using our comparison tables to see if any of the points and discounts available on shopping or holidays might interest you.



 Compare Credit Cards by Issuer

American Express Credit Cards American Express
Aqua Credit Cards Aqua Credit Cards
Barclaycard Credit Cards Barclaycard
Bank of Scotland Credit Cards Bank of Scotland
Capital One Credit Cards Capital One
Halifax Credit Cards Halifax
Lloyds Bank Credit Cards Lloyds Bank
MBNA Credit Cards MBNA
Nationwide Credit Cards Nationwide
NatWest Credit Cards Natwest
Royal Bank of Scotland Credit Cards Royal Bank of Scotland
Sainsbury's Bank Credit Cards Sainsbury's Bank
Santander Credit Cards Santander
Tesco Bank Credit Cards Tesco Bank
TSB Credit Cards TSB Credit Cards
Vanquis Credit Cards Vanquis
Virgin Money Credit Cards Virgin Money


 
Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
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©2017 compareandsave.com is a trading name of Freedom Marketing Ltd.
Freedom Marketing Ltd is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority, firm reference number 493117. This can be checked at http://www.fca.org.uk/register. Registered in England & Wales under registration number 05349340. The company's registered office is Freedom Marketing Limited, Colchester Centre, Hawkins Road, Colchester, Essex, United Kingdom, CO2 8JX.

The offers that appear on this site are from companies from which compareandsave.com receives compensation.

The Financial Ombudsman Service (FOS) is an agency for arbitrating unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.