Cash Back Credit Cards

If you pay off your bill in full each month, you may benefit from a cash back credit card, which gives you a percentage of the amount you have spent on you card back to you as credit on your card to spend at a later date.

The more you spend on your credit card, the more cashback you will earn. Likewise, the higher percentage of cash back offered by the provider, the higher the returns you will get from your credit card spending. Read more...>

Product Name	Balance Transfer Intro	Purchases Intro	Representative APR (variable)	Rewards

Amex Platinum Cashback
n/a
n/a
18.5%
APR
Cashback

5% cashback in your first 3 months of Cardmembership on purchases up to £2,000
Earn 1.25% cashback on virtually everything you buy and get 2.5% cashback year after year, in the month following your Card anniversary.
Excellent credit rating required

Representative Example: 18.5% APR representative (variable). Based on a credit limit of £1,200 and a rate of interest of 14.0% per annum (variable). This includes a £25 annual fee

Capital One World
n/a
n/a
19.9%
APR
Cashback

Earn 5% cashback on purchases for your first 3 months (max £100) and up to 1.25% unlimited cashback thereafter
60 second application response
Excellent credit rating required

Representative Example: 19.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable) on card purchases.

Santander 123 Cashback
0%
1 mths
5.00% fee
0%
1 mths
18.9%
APR
Cashback

Earn 1% cashback on supermarket spend, 2% cashback on department stores and 3% cashback on fuel
Good credit rating required

Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 22.8% APR representative (variable) based on a credit limit of £1200. This includes £24 annual fee

AA
0%
12 mths
3.00% fee
0%
10 mths
16.9%
APR
AA Rewards

Earn AA Reward points on all purchases
AA Members earn more
Good credit rating required

Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

Cashback Credit Cards

Different credit cards offer different percentages of cash given back to your account, in some cases up to 5% of what you have spent ,so it is well worth comparing credit card deals on the market to make sure you get the most of your bonus scheme.

Cash back credit cards usually credit the amount earned back to your account. When choosing a cash back credit card, it is worth considering whether this will occur on an instant, monthly or yearly basis.

Top Tips for Cash Back Cards

Be sure that you completely understand the terms and conditions of the cash back scheme
Make sure you consider how often you will receive your cashback
Bear in mind that some cash back bonus schemes limit the amount you can earn back

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Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.