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Cards for Bad Credit

In normal circumstances, if you have a bad or non-existent credit score you will likely struggle to get a standard credit card. However, many credit card issuers understand that circumstances can change for some people meaning that they are now in a position to use credit sensibly and build a credit rating. Most issuers now offer a credit card for those people battling with a previous bad credit history, but at a price. Read more...>

	Capital One Plus 0% on purchases until September 2010	14.9%	n/a
		** 0% on purchases until September 2010 **
	NatWest Classic 4.9% on purchases for 9 months	16.9%	NatWest wine club and Travel Service
		**Available ONLY for existing NatWest customers**
	Capital One Progress Could shrink your interest rate to 19.9% pa variable	34.9%	Reduce rate for managing account responsibly
		** Shrink your balance transfer & purchase rate **

Bad Credit Credit Cards

To compensate for the possible risk, the providers offer cards for bad credit at higher rates of interest therefore, they do not form a sensible method of long-term borrowing. As long as the balance is paid off every month, the user will begin to build up a better credit rating which, in the long run, may lead to the opportunity of obtaining a standard card with better rates.

Cards for bad credit offer access to funds, the chance to purchase items online or on the phone, and an opportunity to rebuild your credit rating (as long as the balance is met on time).

Cards for bad credit often have some additional features such as no annual fee, the opportunity to increase the credit limit after a few months and security safeguards such as warnings for unusual card activity.

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.