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Barclaycard Initial Credit Card

Barclaycard Initial
  • 0% for 3 months on Purchases
  • Representative 29.9% APR (variable)

Representative Example: 29.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 29.90% p.a. (variable)

What is this?

Barclaycard Initial credit card summary

Barclaycard Initial credit card is ideal if you are trying to strengthen or rebuild your credit rating.  Initial has a representative APR of 29.9% and a manageable credit limit from £250- £1,000.  Automatically earn Reward Money which can be redeemed on future purchases at selected retailers. Also get 0% on Purchases for three months - offer ends 31st May!

Key features of this card

  • 29.9% Representative APR (variable)
  • £1,000 credit limit (minimum £250)
  • 0% on Purchases for three months - offer ends 31st May!
  • Enjoy one single, simple rate for purchases and cash advances
  • Start with a low, manageable credit limit that we may later review and increase
  • Freedom - earn Reward Money and can redeem it on a future purchase at selected retailers
  • Identity Protection Service and Fraud Protection
  • Great holiday deals with Barclays Travel Service
  • Emergency cash advance and credit card replacement service
  • Online account management
  • No annual fee
  • 24 hour helpline
  • Stay on top of your spending with free text reminders, five days before payment is due
  • Cash transactions 27.9%

Acceptance criteria in addition to credit check

  • Minimum Age: 18 years
  • Suitable even if you have missed payments or have had CCJs over 12 months ago
Product Offers
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