Did you know?
The number of credit cards in issue at the end of October was 66,555,000, of which 63.6% were active.
Source: British Bankers' Association (www.bba.org.uk)
Barclaycard Initial Credit Card
- Representative 29.9% APR (variable)
Representative Example: 29.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 29.90% p.a. (variable)
What is this?Barclaycard Initial credit card summary
Barclaycard Initial credit card is ideal if you are trying to strengthen or rebuild your credit rating. Initial has a representative APR of 29.9% and a maximum credit limit of £2,000. Automatically earn Reward Money which can be redeemed on future purchases at selected retailers.
Key features of this card
- 29.9% Representative APR (variable)
- £2,000 credit limit (minimum £250)
- Enjoy one single, simple rate for purchases and cash advances
- Start with a low, manageable credit limit that we may later review and increase
- Freedom - earn Reward Money and can redeem it on a future purchase at selected retailers
- Identity Protection Service and Fraud Protection
- Great holiday deals with Barclays Travel Service
- Emergency cash advance and credit card replacement service
- Online account management
- No annual fee
- 24 hour helpline
- Stay on top of your spending with free text reminders, five days before payment is due
- Cash transactions 27.9%
Acceptance criteria in addition to credit check
- Minimum Age: 18 years
- Minimum Income: £10,000 p.a
- Not recommended if you have missed multiple payments
- Not recommended if you have defaulted or have CCJs in the past
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Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.