Balance Transfer Credit Cards

If you owe money on your credit card, you may want to take advantage of a balance transfer offer. A balance transfer allows you to move your outstanding credit card balance from one credit card to another. There can be financial benefits to changing to a new card provider but you should be sure to compare the rates on offer. Read more...>

	NatWest Platinum 0% balance transfer for 16 mth & 3 mth on purchases	16 months (2.90% admin fee)	16.9%
		** EXCELLENT credit score required in order to apply for this card **
	RBS Platinum 0% balance transfer for 16 mth & 3 mth on purchases	16 months (2.90% admin fee)	16.9%
		** EXCELLENT credit score required in order to apply for this card **
	Halifax Existing Customer Balance Transfer Offer 0% on balance transfers for 15 months	15 months (3.00% admin fee)	16.9%
		** Existing current account customers only **

0% Balance Transfers

Most credit card providers look for ways to attract new customers. One method of doing this is to offer either a 0% introductory balance transfer rate or a lifetime balance transfer offer. While you can effectively remove the interest rate on your transferred balance for the offer period, the card provider hopes that you will stay and become a loyal customer in the long term.

Introductory 0% balance transfer offers tend to last between 6 and 12 months although, in some cases, it can be up to 15 months. After that period the rate will revert to a new APR. Because of this, it's worth checking to see what you might end up paying if you still have the outstanding balance and you stay with that card. A lifetime balance transfer gives you a permanently low rate until the balance is cleared.

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.