16 March 2010 :
Compare Credit Cards, Pet Insurance and Savings Accounts
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Balance Transfer Credit Cards
If you owe money on your credit card, you may want to take advantage of a balance transfer offer. A balance transfer allows you to move your outstanding credit card balance from one credit card to another. There can be financial benefits to changing to a new card provider but you should be sure to compare the rates on offer. Read more...>
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Virgin16 mth 0% balance transfers - 3 mth 0% on purchases |
16 months (2.98% admin fee) | 16.6% |
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| ** Discounts on Virgin holidays ** | ||||
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Barclaycard Platinum0% Balance Transfers for 15 months 2.9% fee |
15 months (2.90% admin fee) | 15.9% |
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| ** Quick & easy contactless payments for items under £15 ** | ||||
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Egg0% BT until 1st May 2011 & 1st June 2010 on purchases |
until May 2011 (3.00% admin fee) | 16.9% |
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| ** Instant cash back at selected retailers ** | ||||
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0% Balance Transfers
Most credit card providers look for ways to attract new customers. One method of doing this is to offer either a 0% introductory balance transfer rate or a lifetime balance transfer offer. While you can effectively remove the interest rate on your transferred balance for the offer period, the card provider hopes that you will stay and become a loyal customer in the long term.
Introductory 0% balance transfer offers tend to last between 6 and 12 months although, in some cases, it can be up to 15 months. After that period the rate will revert to a new APR. Because of this, it's worth checking to see what you might end up paying if you still have the outstanding balance and you stay with that card. A lifetime balance transfer gives you a permanently low rate until the balance is cleared.
Top Balance Transfer Tips
- Consider whether a 0% balance transfer credit card or a lifetime balance offer will suit you best.
- Almost all credit card issuers now charge a small administration fee for balance transfers so remember to check all the offer details.
- If you are still a little confused, why not use our balance transfer calculator.
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Finance News
Fairer terms from credit card providers
12-Dec-08
12-Dec-08
Credit card rates have not decreased with the base rate
Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.