0% Purchase Cards
0% Purchase Cards are credit cards that, when used to make new purchases, will not charge any interest for a set amount of time. The period of time that you get interest-free will vary from card to card. This interest-free period will usually be from a few months to a year. Read more...>
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Tesco Clubcard9 months 0% on BT & 0% on purchases for 13 months |
13 months | 16.9% |
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| ** Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card anywhere in the world ** | ||||
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Virgin 12/120% on both purchases and balance transfers for 12 months |
12 months | 18.9% |
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| ** Manage your account online ** | ||||
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Barclaycard Platinum PurchaseRegister and manage your account online and opt for paperless statements |
12 months | 16.9% |
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| ** 24 hour Customer Service Assistance ** | ||||
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Choosing 0% Purchase Cards
Choosing a 0% Purchase Card effectively means that you can enjoy interest-free buying regardless of which store you use, but only for the stated period of the introductory offer.
For those consumers able to pay off their new balance within the given time, these cards offer the chance to avoid interest on purchases altogether. However, if the balance isn't paid off and the offer period ends then a new APR will take effect.
The 0% Purchase Card is a way for credit card providers to attract new customers and, as with all offers, there are a number of options and variations to consider. The length of time the offer covers will be an obvious factor but you should also be aware of what the rate will revert to once the offer is over.
Top Tips for 0% Purchase Cards
- If you want to spread your payment for items over a period of time then a 0% Purchase Card gives you that option
- 0% Purchase Cards can be a great way to make interest free purchases instead of using high interest rate store cards
- Remember to either pay off the balance or look at moving to a 0% transfer card when the 0% interest rate ends
- Note what the APR is after the 0% interest ends
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Fairer terms from credit card providers
12-Dec-08
12-Dec-08
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Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.