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Finance News

Breakdown cover firm reveals cost of cold winter
18-Mar-10

This winter was an expensive one for motorists.

Breakdowns contribute to council clear-up costs
10-Mar-10

Taxpayers' money is being used to deal with abandoned cars.

Contaminated petrol to blame for breakdowns
10-Mar-10

Contaminated petrol can cause breakdowns.

One in four classic cars suffer winter battery woe
05-Mar-10

Classic cars are prone to winter battery problems.

Motorists rely on breakdown cover for key mishaps
05-Mar-10

Keys are to blame for many emergency call-outs.

Breakdown cover provider highlights pothole danger
05-Mar-10

Potholes cause damage to cars and contribute to accidents.

Car thieves 'pretending to be breakdown patrols'
05-Mar-10

Police believe car thieves are posing as breakdown patrolmen.

Regular servicing advised to avoid breakdowns
17-Feb-10

Spring services may reduce the need for breakdown cover claims.

Home / Breakdown Cover / Comprehensive Breakdown Cover

Comprehensive Breakdown Cover

Comprehensive breakdown cover varies between providers but, generally, offers cover for one or two additional breakdown scenarios, as well as offering all the benefits provided by a basic breakdown cover policy. Read more...>

Online Discount Roadside Repair
Green Flag Rescue Plus

Green Flag Rescue Plus

Roadside assistance, local recovery and home cover. Plus message frends and family.
0% Green Flag Rescue Plus
Green Flag Recovery

Green Flag Recovery

Long distance recovery to your home or preferred UK location.
0% Green Flag Recovery
**No callout charges**
Green Assist Recovery

Green Assist Recovery

Recovery of your vehicle and passengers to a local or intended destination.

0% Green Assist Recovery
** Over 5,000 qualified mechanics available nationwide 24 hours a day *
More Than Roadside and Homecall

More Than Roadside and Homecall

Covered whether you are at home or on the road

0% More Than Roadside and Homecall
More Than Roadside, Recovery and European Assistance

More Than Roadside, Recovery and European Assistance

Choose to continue your journey by hire car

0% More Than Roadside, Recovery and European Assistance
AA Home Rescue Package

AA Home Rescue Package

Transport you, your vehicle and up to 7 passengers to any UK destination.

44% AA Home Rescue Package
**Up to 44% introductory discount**
RAC Roadside Assistance + Home

RAC Roadside Assistance + Home

RAC will come to your home if your car will not start

28.4% RAC Roadside Assistance + Home
**Repair referral and cover at home address**
RAC Roadside Assistance + Home & National Recovery

RAC Roadside Assistance + Home & National Recovery

This policy has all the options RAC offers

27.5% RAC Roadside Assistance + Home & National Recovery
Autonational Rescue Roadside Plus

Autonational Rescue Roadside Plus

Covers breakdowns plus add extra features
0% Autonational Rescue Roadside Plus
Total Rescue Silver

Total Rescue Silver

'No excess' to pay on any poilcy
0% Total Rescue Silver
GEM Motoring Assist Recovery Reclaim

GEM Motoring Assist Recovery Reclaim

Complete cover with 10% online discount
40% GEM Motoring Assist Recovery Reclaim

Types of Comprehensive Breakdown Cover

A comprehensive breakdown cover policy will normally include provisions to either recover you to a destination more than 10 miles away, provide you with an alternative mode of transport to get you to your destination, or provide assistance if your vehicle is within ¼ of your home when it breaks down.

Basic breakdown cover will normally provide roadside assistance if you are over ¼ of a mile away from home. This will involve a mechanic driving to you so that they can either fix the problem at the side of the road, carry out a temporary repair so that you can drive yourself to a garage or to your destination, or, if neither of these options is viable, you would be towed to the destination of your choice within 10 miles of where your vehicle breaks down. Comprehensive cover comprises this level of basic cover plus one to two of the additional extras described above.

Most breakdown cover providers offer you the option to pick and mix your ideal breakdown cover policy based on your individual needs. If you only drive your vehicle around your local town, you may well benefit from taking your breakdown cover from a basic to a comprehensive level by adding a "Home Start" option. You would then be able to call for help if your vehicle won't start at home or if you break down within ¼ of where you live.

However, if you use your vehicle to travel further afield on a regular basis, you may want to consider adding a nationwide recovery option to your policy so that you can be towed to anywhere in the UK instead of to a destination within ten miles.

The provider will charge you for each add-on you have so you only end up paying for the cover you want and need. If you choose to have all three of the above extras you will have a Premium Breakdown Cover policy.

Comprehensive Breakdown Cover Top Tips

  • If you only use your car for local travel, you may benefit from adding a "Home Start" element to your breakdown cover.
  • Make sure you carry your breakdown card with you at all times, because the provider will ask for your account details when you call for assistance.
  • Compare breakdown cover policies before buying so that you find the right one to meet your individual needs.
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Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.

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