Did you know?
According to research by Combined insurance, 52% of the population could survive financially for just 17 days if they were to suddenly lose their income
Source: Credit Action (www.creditaction.org.uk)
Premium Breakdown Cover
Premium breakdown cover is the highest level of cover you can get. With this level of cover you will are most likely to reach your destination in the event of a breakdown regardless of where you break down in the UK. Read more...>
 |
 |
 |
 |
|
|---|---|---|---|---|
 |
RAC Roadside AssistanceCan locate you through your mobile phone |
28% |  |
|
 |
RAC Roadside Assistance with Home10% no call out discount |
25% | |
|
 |
RAC Roadside Assistance with Home & National RecoveryThis policy has all the options RAC offers |
25% | |
|
 |
Green Flag RescueNo callout charges and 30 years experience |
25% | |
|
 |
||||
If you break down within ¼ of a mile of home your policy will allow you to call for assistance. If you break down 100 miles from home you will have the option to be towed to your destination anywhere in the UK, or if you wish to travel in style, you will have the option of using a hire car whilst your car is being repaired.
This level of cover is ideal if you spend a large amount of time in your car travelling around the country.
Premium breakdown cover doesn’t really vary much between providers in terms of what you get for your money. However, the terms used to name this level of cover do vary so make sure you are buying the right policy.
This level of cover will normally be the most expensive breakdown cover offered by the provider (for policies providing breakdown assistance in the UK) and terms and conditions will vary between different companies. Some will stipulate rules about the age of the vehicle and the level of service history it has, so be sure to read these before buying.
Top Tips
- When comparing breakdown cover policies, make sure you also compare the restrictions and exclusions in the terms and conditions
- Premium breakdown cover should include everything offered by a basic policy plus the additions you would include in the various comprehensive policies.
- Make sure you always carry a serviceable spare tyre. If you get a flat tyre and call out the breakdown company, but don’t have a viable spare tyre for the mechanic to use, you will likely be charged to be towed to a garage.
Poll
Articles
Put paper on the bonfire – save money by switching to online deals
05 Nov 2008 | Read More ›- One good reason why credit cards can be a blessing in the credit crunch
22 Oct 2008 - How to use credit cards sensibly this Christmas
15 Oct 2008 - How “quote massaging” can cut the cost of your car insurance
09 Oct 2008
Need help sorting out your finances? Our tools and calculators
can help...