Did you know?
£56,058 was the average household debt (including mortgages) in February 2012.
Source: Credit Action (www.creditaction.org.uk)
Breakdown Cover News
Drivers extend journeys to avoid motorways
25-Aug-10
25-Aug-10
Many British drivers are nervous about driving on motorways.
'Incompetent' garages increase breakdown risk
23-Aug-10
23-Aug-10
Research has highlighted worrying levels of incompetence in UK garages.
Breakdown cover clients told to learn foreign laws
20-Aug-10
20-Aug-10
Driving laws differ from country to country.
Drivers warned of summer breakdown risk
04-Aug-10
04-Aug-10
Motorists should be properly prepared before going on holiday.
Festival-goers urged to buy breakdown cover
22-Jul-10
22-Jul-10
Breakdown cover is recommended for festival-goers.
Basic Breakdown Cover
If you are on a budget, but still want to cover yourself in case your vehicle happens to breakdown, there are plenty of basic breakdown cover packages to choose from. Read more...>
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2gether Economy
Average response time - 34 minutes |
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Startrescue.co.uk One StarAdd personal cover to a vehicle policy for £24 per person |
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Green Assist RoadsideGreen Assist Roadside offers roadside repair and recovery from £18.20! |
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| ** Over 5,000 qualified mechanics available nationwide 24 hours a day ** | ||||
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Rescue My CarNational network of over 4000 breakdown recovery experts |
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Green Assist Recovery BasicRecovery of your vehicle and passengers to a local or intended destination. |
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| ** Over 5,000 qualified mechanics available nationwide 24 hours a day ** | ||||
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Tesco ValueCovered from just £35 |
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Green Flag Rescue24 hour service, 365 days |
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| **Breakdown cover tailored to suit your individual circumstances** | ||||
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Asda RoadsideCar must be less than 10 years old |
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RAC Roadside AssistanceBreakdown in the UK, over 1/4 mile from home, and RAC will assist you |
39.1% | |
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| **Members offers and discounts** | ||||
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Types of Basic Breakdown Cover
Each breakdown cover provider offers their own basic policy and some will offer slightly more cover than others. However, generally speaking, if you buy basic breakdown cover it will provide you with roadside assistance, with the aim of fixing the problem at the side of the road.
If the problem cannot be fixed at the side of the road, your basic cover will provide a recovery service for your vehicle to a garage within ten miles or your home address if you are between ¼ and ten miles of it.
The service will normally pay for taxi fares up to a set number of miles away from the garage for the driver and all passengers who are legally allowed to be carried by the vehicle (i.e. in a five-seated car, taxi fares would be paid back for the driver and four passengers).
You don't need to be a driver to benefit from breakdown cover because some providers offer personal based cover which means that if you are a passenger in a non-commercial vehicle, you can call for assistance using your breakdown cover.
Vehicle based cover is great if many different people regularly drive your car because they will be able to call for assistance in the event of a breakdown.
Some breakdown cover providers will offer other features such as a message service, where the company contact a relative or friend on your behalf, and advice if you are involved in an accident.
Basic Breakdown Cover Top Tips
- If you only travel locally, this type of cover should be more than sufficient for your needs
- If you regularly travel long distances, or drive for the majority of the day to get to meetings, you will probably benefit from a more comprehensive policy
- Some breakdown cover providers have age restrictions for the age of vehicle they will cover so be sure to check this before you buy
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- Jubilee Party...without diamond prices! 14 May 2012
- Britain on a Shoestring...Norwich 11 May 2012
- The Anatomy of Money: The (English) Fiver 10 May 2012
- 10 Hot Tips to Secure Your Garden From Theft 8 May 2012
- Britain on a Shoestring...Newcastle 4 May 2012
- What are the benefits of business credit cards? 2 May 2012
Need help sorting out your finances? Our tools and calculators
can help...
Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.