22 January 2017 : 

Home / Breakdown Cover

Breakdown Cover

The last thing you need or expect is your car to break down at the side of the road, especially if you are on your way to an important event or a getaway break. To avoid this inconvenience, it's best to be covered for such problems. Having breakdown cover comes in handy during these times and knowing help is only a phone call away makes it easier to bear.

Compare UK breakdown cover using the table below and get yourself protected today.

 
 
Product Name Cover Available
From
Roadside
Assistance
Homestart
Cover
National
Recovery
 

 

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Levels of breakdown cover?

Roadside assistance:

This is the most basic level of breakdown cover. Cover is provided when you breakdown, usually away from home. The distance required for a call out depends on the policy provider but it is usually around one mile.

Vehicle recovery:

In the event that your car can’t be fixed at the roadside, your vehicle will be transported to a nearby garage or to a garage of your choice. Check your policy for the specifics.

Onward travel:

Some breakdowns can be repaired at the roadside but if that is not the case and you still want to continue with the journey, the best breakdown cover to have is onward journey. This cover allows for the journey to be continued either by a hire or courtesy car being provided overnight accommodation or alternative transportation can be provided.

Onward travel is usually included as an additional option on breakdown cover. However, some covers do not provide it so it is important to check that option is available before buying a policy. This is a good option to have if you travel around a fair bit as one will not have to worry about being stranded on the roadside.

Home assistance:

This cover provides support for breakdowns right outside the home, which means individuals are covered when their vehicle fails to start in the morning.

European cover:

This is for people who enjoy driving on different continents. This cover can either be added on as a one off trip or a 12 month cover. You also get an English speaking representative who can help organise the breakdown recovery if you do not speak the language of the country you have broken down in.

What are the costs?

Breakdown cover varies in price depending on provider and level of cover chosen. It is best to compare different providers and check the small print to know exactly what you are getting covered for. Sometimes cheap isn’t always the best option but you would not want to pay too much either.

What to consider when choosing a policy?

There are a few things to consider when choosing a policy such as:

  • Average waiting time - how long it will take them to get you
  • Maximum call outs – find out if there is a limited call out amount
  • Membership benefits – find out if you get perks or extras for joining
  • Priority call-outs – find out who is likely to get more priority

Breakdown cover can range from standard to extensive options so it is best to compare the market and different providers to find the best cover suited to your needs.

Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
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