If you are planning to take a holiday outside Europe, you may think that purchasing a “worldwide” travel insurance policy will cover you wherever you may go. While in most instances you will be covered, there are almost always exclusions, and you should read through them carefully so you’ll know what’s covered and what is [...]
Backpackers are travellers uniquely suited for adventure, but this often means they are at greater risk of injury or accident while travelling. Additionally, sleeping in dorms – common overnight lodgings for backpackers – can pose greater risks than staying in hotels. Backpackers travel insurance offers cover for extended periods, usually up to two years. It [...]
You may think that it’s not worth purchasing travel insurance for a holiday in the UK, but events like cancellation, loss of personal items and delayed departures happen here, too. And, if you compare travel cover you’ll find that travel insurance for UK holidays is very inexpensive. One of the main reasons people take out [...]
Travel insurance is a good idea. If you only go on one holiday per year, then single trip insurance may be sufficient for your needs. But, if you travel more, particularly as a couple or family, then an annual policy may provide better coverage at a better price. Here are some things to consider when [...]
If you and your spouse or partner have invested in multi-trip couples’ travel insurance, you may wonder if you are covered when you travel alone. In most cases, the answer is “yes.” Generally speaking, couples’ multi-trip travel insurance covers both named partners traveling separately, so that you can enjoy the benefits of your couples’ policy, [...]
Many people think that if they’re taking a holiday within the UK, they don’t need travel insurance but, it is still a very good idea. Generally, the very least amount of travel insurance cover you should get for travel in the UK is a cancellation policy, which will cover your costs in the event of [...]
If free travel insurance is included in the cost of your holiday package, then of course it is worth having, but whether it is sufficient is a different story. Travel insurance is generally not very expensive. You will usually pay a premium of £10-20 for a standalone single trip policy, but it will usually cover [...]
If you buy a multi-trip travel insurance policy it usually covers you for a set period of time, which means you can travel as many times as you want under the same policy. It may therefore be worthwhile to consider a multi-trip policy if you travel three or more times per year (two or more [...]
Leading travel insurers are tightening conditions for making claims and experts in the travel insurance industry are predicting increases in premiums. The Financial Ombudsman Service, which investigates if complaints are handled properly, is reporting a one-third increase in complaints from disgruntled travelers about travel insurance and is upholding 25% more cases in 2010. Typical complaints [...]
Going on holiday can be expensive, and many people balk at paying an extra £10 or so for single trip insurance. But, if you were to become ill while on holiday and require medical treatment, or if you were to have to cancel or cut short your holiday, that £10 investment would pay off many [...]
