With so many ways to borrow money, it can be tough to decide which the best option for you is.
Credit cards, unsecured loans and mortgages are all possible choices, and each has their own advantages and disadvantages. There are certain circumstances in which unsecured loans may actually be better than remortgages.
If you are trying to [...]
While you’re not required to take out life insurance if you have a mortgage, it’s something well worth considering. Life insurance makes it so that your loved ones can pay the mortgage should you die unexpectedly. But, there are other things you can do to improve your and your loved ones’ financial security along with [...]
Islamic banking is a method of finance that complies with Sharia law. It is a huge growth industry and whether you are a Muslim or not, you could benefit from this type of finance. Here are four things you never knew about this form of banking.
1. 3 main rules of Sharia finance
Sharia law has [...]
By the end of January 2010 Spanish bank Santander should complete its re-branding of all 1,000 Abbey and Bradford & Bingley branches. Santander will then move to re-brand all 278 branches of Alliance & Leicester later in the year.
The end result will see Santander become the fifth-largest bank in the UK with 1,300 outlets.
The news is currently full of stories about the ever-worsening credit crunch. Because of this we have come up with our at-a-glance guide to what is going on in the world of personal finance, how it will effect you and how you can reduce its effects.
Contents
1. Credit cards & loans
2. Savings
3. Mortgages
4. Tips to further [...]
In recent weeks, the news has been full of stories reporting on the global credit crunch and how lenders are refusing more people credit with the aim of minimizing their exposure to debt and therefore to risk.
Your credit rating will be looked at when you try to get credit facilities (such as credit cards, loans, mortgages, mobile phone and [...]
From Monday Yorkshire building society is offering an exclusive new mortgage aimed at helping first-time buyers.
The “Open Market HomeBuy” loan will replace the Yorkshire’s existing product which involves taking out a regular mortgage for 75% of the property’s value and getting the remaining 25% in top-up loans of 12.5% each from the building society and [...]
Charity giving during the recession
Ethel Johnstone said: I think you're right to highlight t
[More]
Are fixed rate savings accounts the best way to save?
Anon said: The catch is that you won’t be ab
[More]
Smart meters – Energy made easier
P J Hudson said: What happens to the outstnding bill
[More]
Is mobile broadband too expensive?
Mark said: You also have to factor in the lin
[More]
Lack of high speed broadband ‘costing Britain £1.3 billion’
Stewart Cresswell said: In July 2009, the communications wa
[More]
